Search for collections on EPrints Repository UNTIRTA

RESPON KREDIT PERBANKAN TERHADAP KEBIJAKAN QUANTITATIVE EASING PADA MASA KRISIS DI INDONESIA

PANGESTU, PRIMA ABI (2024) RESPON KREDIT PERBANKAN TERHADAP KEBIJAKAN QUANTITATIVE EASING PADA MASA KRISIS DI INDONESIA. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.

[img] Text (Skripsi)
Skripsi_prima abi pangestu_prodi ekbang.pdf
Restricted to Registered users only

Download (6MB)
[img] Text
Skripsi_prima abi pangestu_bab 2.pdf
Restricted to Registered users only

Download (6MB)
[img] Text
Skripsi_prima abi pangestu_bab 3.pdf
Restricted to Registered users only

Download (6MB)
[img] Text
Skripsi_prima abi pangestu_bab 4.pdf
Restricted to Registered users only

Download (6MB)
[img] Text
Skripsi_prima abi pangestu_bab 5.pdf
Restricted to Registered users only

Download (6MB)
[img] Text
Skripsi_prima abi pangestu_01.pdf
Restricted to Registered users only

Download (1MB)
[img] Text
Skripsi_prima abi pangestu_Reff.pdf
Restricted to Registered users only

Download (266kB)
[img] Text
Skripsi_prima abi pangestu_Lamp.pdf
Restricted to Registered users only

Download (2MB)

Abstract

This research seeks to analyse the banking credit response to quantitative easing policies amid the crisis in Indonesia. Then, another objective is to assess the impact of quantitative easing policies on supporting economic recovery during the crisis in Indonesia. This research employs quantitative research methods. The variables employed include bank credit, interest rates, economic growth, inflation, exchange rates, and quantitative easing. This study employs the Vector Autoregressive (VAR) for analysis, utilizing panel data that integrates cross-sectional data from 10 conventional commercial banks and 5 Islamic commercial banks, alongside time series data spanning from 2008Q1 - 2023Q4. The research findings derived with the VAR method, indicate that an increase in liquidity does not prompt an immediate rise in credit distribution among all banks. Factors including credit risk, stringent banking standards, and macroeconomic conditions affect banking decisions regarding credit distribution during a crisis. The quantitative easing policy influences Indonesia's economic recovery during the crisis. The quantitative easing policy lowers interest rates, promotes increased lending, and enhances market confidence, thereby facilitating economic recovery

Item Type: Thesis (S1)
Contributors:
ContributionContributorsNIP/NIM
Thesis advisorSALIM, AGUS196308311988121001
Thesis advisorZAHARA, VADILLA MUTIA199106272019032023
Additional Information: Penelitian ini bertujuan untuk mengidentifikasi respon kredit perbankan terhadap kebijakan quantitative easing pada masa krisis di Indonesia. Kemudian, tujuan lainnya adalah untuk mengetahui seberapa besar dampak kebijakan quantitative easing dalam mendukung pemulihan ekonomi pada masa krisis di Indonesia. Jenis penelitian yang digunakan yaitu penelitian kuantitatif. Variabel-variabel yang digunakan yaitu kredit perbankan, suku bunga, pertumbuhan ekonomi, inflasi, nilai tukar, dan quantitative easing. Metode analisis yang digunakan pada penelitian ini adalah Vector Autoregressive (VAR) dengan menggunakan data panel yang merupakan gabungan antara data cross section dengan rincian 10 bank umum konvensional dan 5 bank umum syariah serta data time series periode 2008Q1 – 2023Q4. Dengan menggunakan metode VAR, hasil penelitian menunjukkan bahwa pada saat likuiditas meningkat, tidak semua bank langsung meningkatkan penyaluran kredit. Faktor lain seperti risiko kredit, keketatan standar perbankan, serta kondisi ekonomi makro mempengaruhi keputusan perbankan dalam menyalurkan kredit selama masa krisis. Kemudian, kebijakan quantitative easing memiliki dampak dalam mendukung pemulihan ekonomi Indonesia pada masa krisis. Kebijakan quantitative easing berperan dalam menurunkan suku bunga, mendorong peningkatan pinjaman, dan meningkatkan kepercayaan pasar yang seluruhnya berkontribusi pada percepatan pemulihan ekonomi.
Uncontrolled Keywords: Bank credit, interest rates, economic growth, inflation, exchange rates Kredit perbankan, suku bunga, pertumbuhan ekonomi, inflasi, nilai tukar.
Subjects: H Social Sciences > HC Economic History and Conditions
Divisions: 05-Fakultas Ekonomi dan Bisnis
05-Fakultas Ekonomi dan Bisnis > 60201-Program Sarjana Ilmu Ekonomi Pembangunan
Depositing User: Prima Abi Pangestu
Date Deposited: 19 Aug 2025 06:19
Last Modified: 19 Aug 2025 06:19
URI: http://eprints.untirta.ac.id/id/eprint/51025

Actions (login required)

View Item View Item