DIANI, RT DESYIVA PRIMAH (2025) UPAYA PENCENGAHAN FINANCIAL DISTRESS MENGGUNAKAN RASIO LIKUIDITAS PADA KINERJA PT. BANK RAKYAT INDONESIA TBK. PERIODE 2020-2022. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
![[img]](https://eprints.untirta.ac.id/style/images/fileicons/text.png) |
Text
TA_RT.DESYIVA PRIMAH DIANI_5504210013_FULLTEXT.pdf Restricted to Registered users only Download (2MB) |
|
Text
RT. Desyiva Primah Dini_5504210013_01. (1).pdf Restricted to Registered users only Download (1MB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_02 (1).pdf Restricted to Registered users only Download (607kB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_03 (1).pdf Restricted to Registered users only Download (492kB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_04 (1).pdf Restricted to Registered users only Download (824kB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_05 (1).pdf Restricted to Registered users only Download (202kB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_Ref (1).pdf Restricted to Registered users only Download (322kB) |
|
Text
RT. DESYIVA PRIMAH DIANI_5504210013_Lamp (1).pdf Restricted to Registered users only Download (1MB) |
Abstract
This study aims to analyze the efforts of PT Bank Rakyat Indonesia Tbk. in preventing financial distress during the 2020-2022 period by using liquidity ratios as indicators, including Current Ratio, Cash Ratio, and Loan to Deposit Ratio (LDR). This data is obtained from the company's annual financial statements, focusing on the 2020-2022 period which was affected by the COVID-19 pandemic and global economic turmoil. The results showed that the company was able to maintain its financial stability through effective liquidity management. The increase in liquidity ratios in 2021-2022 reflects the bank's success in meeting short-term obligations and increasing customer confidence. The proposed strategies to prevent financial distress include strengthening liquidity risk management, optimizing the credit portfolio, and improving operational efficiency. These results are expected to provide practical contributions to the banking industry, especially in formulating financial risk prevention strategies, as well as a reference for other financial institutions facing similar challenges.
| Item Type: | Thesis (D3) | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Contributors: |
|
|||||||||
| Additional Information: | Penelitian ini bertujuan untuk menganalisis upaya PT. Bank Rakyat Indonesia Tbk. dalam mencegah financial distress selama periode 2020-2022 dengan menggunakan rasio likuiditas sebagai indikator, diantaranya Current Ratio, Cash Ratio, dan Loan to Deposit Ratio (LDR). Data ini diperoleh dari laporan keuangan tahunan perusahaan, dengan fokus pada periode 2020-2022 yang dipengaruhi oleh pandemi COVID-19 dan gejolak ekonomi global. Hasil penelitian menunjukkan bahwa perusahaan mampu mempertahankan stabilitas keuangannya melalui pengelolaan likuiditas yang efektif. Peningkatan rasio likuiditas pada tahun 2021-2022 mencerminkan keberhasilan bank dalam memenuhi kewajiban jangka pendek dan meningkatkan kepercayaan nasabah. Strategi yang diusulkan untuk mencegah financial distress meliputi penguatan manajemen risiko likuiditas, optimalisasi portofolio kredit, dan peningkatan efisiensi operasional. Hasil ini diharapkan dapat memberikan kontribusi praktis bagi industri perbankan, terutama dalam merumuskan strategi pencegahan risiko keuangan, serta menjadi referensi bagi lembaga keuangan lainnya yang menghadapi tantangan serupa. | |||||||||
| Uncontrolled Keywords: | Financial Distress, Liquidity Ratio, Current Ratio, Cash Ratio, Loan to Deposit Ratio (LDR). Financial Distress, Rasio Likuiditas, Current Ratio, Cash Ratio, Loan to Deposit Ratio (LDR). | |||||||||
| Subjects: | H Social Sciences > HG Finance | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > 61406-Program Diploma III Keuangan Perbankan |
|||||||||
| Depositing User: | RT DESYIVA PRIMAH DIANI | |||||||||
| Date Deposited: | 26 Jun 2025 02:50 | |||||||||
| Last Modified: | 26 Jun 2025 07:15 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/49980 |
Actions (login required)
 |
View Item |