TAMAMI, TAMAMI (2025) PENGARUH KECUKUPAN MODAL, PEMBIAYAAN, DAN PERTUMBUHAN EKONOMI TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2019-2024. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
![[img]](https://eprints.untirta.ac.id/style/images/fileicons/text.png) |
Text (SKRIPSI)
Tamami_5554210021_fulltext.pdf Restricted to Registered users only Download (2MB) |
|
Text
Tamami_5554210021_01.pdf Restricted to Registered users only Download (1MB) |
|
Text
Tamami_5554210021_02.pdf Restricted to Registered users only Download (499kB) |
|
Text
Tamami_5554210021_03.pdf Restricted to Registered users only Download (308kB) |
|
Text
Tamami_5554210021_04.pdf Restricted to Registered users only Download (467kB) |
|
Text
Tamami_5554210021_05.pdf Restricted to Registered users only Download (64kB) |
|
Text
Tamami_5554210021_Ref.pdf Restricted to Registered users only Download (257kB) |
|
Text
Tamami_5554210021_lamp.pdf Restricted to Registered users only Download (883kB) |
Abstract
This study aims to determine whether there is an influence between capital adequacy (CAR), non-performing financing (NPF), MSME financing, non-MSME financing, and economic growth on the profitability of Islamic Commercial Banks for the period 2019-2024. In this study, the data used is secondary data. The data used is Quarterly data from 2019 to 2024. This study uses a quantitative approach, through Time Series regression analysis and Error Correction Model (ECM) Testing with the Eviews 12.0 computer program. The results of this study indicate partially that in the long-term relationship of MSME financing, economic growth has a positive effect on the profitability of Islamic Commercial Banks, while capital adequacy (CAR), non-performing financing (NPF), non-MSME financing does not affect the profitability of Islamic Commercial Banks. In the short term, capital adequacy (CAR), non-performing financing (NPF), MSME financing, and economic growth have a positive effect on the profitability of Islamic Commercial Banks, while non-MSME financing does not affect the profitability of Islamic Commercial Banks. Simultaneously, the variables of capital adequacy (CAR), non performing financing (NPF), MSME financing, non-MSME financing, and economic growth together have a positive effect on the profitability of Islamic Commercial Banks.
| Item Type: | Thesis (S1) | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Contributors: |
|
|||||||||
| Additional Information: | Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh antara kecukupan modal (CAR), pembiayaan bermasalah (NPF), pembiayaan UMKM, pembiayaan non UMKM, dan pertumbuhan ekonomi terhadap profitabilitas Bank Umum Syariah periode 2019-2024. Dalam penelitian ini data yang digunakan adalah data sekunder. Data yang digunakan adalah data quartalan 2019 sampai 2024. Penelitian ini menggunakan pendekatan kuantitatif, melalui analisis regresi Time Series dan Uji Error Correction Model (ECM) dengan program komputer Eviews 12.0. Hasil penelitian ini menunjukan secara parsial bahwa dalam hubungan jangka panjang pembiayaan UMKM, pertumbuhan ekonomi berpengaruh positif terhadap profitabilitas Bank Umum Syariah, sedangkan kecukupan modal (CAR), pembiayaan bermasalah (NPF), pembiayaan non UMKM tidak berpengaruh terhadap profitabilitas Bank Umum Syariah. Dalam jangka pendek kecukupan modal (CAR), pembiayaan bermasalah (NPF), pembiayaan UMKM, dan pertumbuhan ekonomi berpengaruh positif terhadap profitabilitas Bank Umum syariah, sedangkan pembiayaan non UMKM tidak berpengaruh terhadap profitabilitas Bank Umum Syariah. Secara simultan variabel kecukupan modal (CAR), pembiayaan bermasalah (NPF), pembiayaan UMKM, pembiayaan non UMKM, dan pertumbuhan ekonomi secara bersama-sama berpengaruh positif terhadap profitabilitas Bank Umum Syariah. | |||||||||
| Uncontrolled Keywords: | Capital adequacy, problematic financing, MSME financing, non-MSME financing, economic growth, profitability Kecukupan modal, pembiayaan bermasalah, pembiayaan UMKM, pembiayaan non UMKM, pertumbuhan ekonomi, profitabilitas | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah |
|||||||||
| Depositing User: | Tn Tamami Tamami | |||||||||
| Date Deposited: | 05 Jun 2025 09:16 | |||||||||
| Last Modified: | 05 Jun 2025 09:16 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/49325 |
Actions (login required)
 |
View Item |