ANALISIS PENGARUH KEBIJAKAN MONETER TERHADAP LOAN TO DEPOSIT RATIO (LDR) PADA BANK UMUM DI INDONESIA

Suci Laraswati, Indah (2024) ANALISIS PENGARUH KEBIJAKAN MONETER TERHADAP LOAN TO DEPOSIT RATIO (LDR) PADA BANK UMUM DI INDONESIA. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.

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Abstract

This research aims to analyze the influence of Interest Rates, Exchange Rates, Inflation, Capital Adequacy Ratio (CAR) and Non-Performing Loans (NPL) on the Loan to Deposit Ratio (LDR) at 35 Commercial Banks in Indonesia in 2017Q1 – 2022Q4. This research uses panel data consisting of time series data for the period 2017Q1 – 2022Q2 and cross-section data on 35 commercial banks in Indonesia. The analytical method used in this research uses a dynamic panel data approach with the GMM (Generalized Method of Moment) model. Based on the estimation results from the GMM (Generalized Method of Moment) model, it is proven that the variables Interest Rate, Inflation, Capital Adequacy Ratio (CAR) and Non-Performing Loans (NPL) have a positive influence, while the Exchange Rate has no influence on Loan to Deposit Ratio (LDR).

Item Type:

Thesis (S1)

Contributors:

Contribution	Contributors	NIP/NIM
Thesis advisor	Salim, Agus	196308311988121001
Thesis advisor	Cahaya Suci, Stannia	199104202019032020

Additional Information:

Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh dari Suku Bunga, Kurs, Inflasi, Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) terhadap Loan to Deposit Ratio (LDR) pada 35 Bank Umum di Indonesia tahun 2017Q1 – 2022Q4. Penelitian ini menggunakan data panel yang terdiri dari data time series periode 2017Q1 – 2022Q2 dan data crosssection pada 35 Bank Umum di Indonesia. Metode analisis yang digunakan dalam penelitian ini menggunakan pendekatan data panel dinamis dengan model GMM (Genertalized Method of Moment). Berdasarkan hasil estimasi dari model GMM (Genertalized Method of Moment) membuktikan bahwa variabel Suku Bunga, Inflasi, Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) memiliki pengaruh positif, sedangkan Kurs tidak memiliki pengaruh terhadap Loan to Deposit Ratio (LDR).

Uncontrolled Keywords:

Monetary Policy, Loan to Deposit Ratio, GMM, Commercial Banks, Indonesia Kebijakan Moneter, Loan to Deposit Ratio, GMM, Bank Umum, Indonesia

Subjects:

Communication > Science Journalism

Divisions:

05-Fakultas Ekonomi dan Bisnis
05-Fakultas Ekonomi dan Bisnis > 60201-Program Sarjana Ilmu Ekonomi Pembangunan

Depositing User:

Indah Suci Laraswati

Date Deposited:

26 Aug 2024 13:38

Last Modified:

04 Sep 2024 14:14

URI:

http://eprints.untirta.ac.id/id/eprint/41309

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