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Syifaulwafiroh, Syifaulwafiroh (2015) PENERAPAN MANAJEMEN RISIKO KREDIT DALAM PROSES PEMBERIAN KREDIT RITAIL DI PT.BANK RAKYAT INDONESIA (PERSERO) Tbk.CAB. PANDEGLANG”. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.