Prasadhita, Chandra Effect of Loan To Deposit Ratio (LDR), Inflation, Intellectual Capital and Net Profit Margin (NPM) to Profitability in Conventional Banks Listed in Indonesia Stock Exchange during 2014-2018. Jurnal Riset Akuntansi Terpadu, 14 (2). pp. 223-232. ISSN 2528-7443