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primary topic: ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung)

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung)
type: Thesis
type: Article
abstract: This study aims to analyze the factors that influence the use of the BYOND by BSI mobile banking application based on the Technology Acceptance Model (TAM) approach among the people of Rangkasbitung. The variables used include Perceived Usefulness (PU), Perceived Ease of Use (PEOU), Attitude Toward Using (ATT), Behavioral Intention to Use (BI), and Actual Behavior (Actual Use). The method used is quantitative with Structural Equation Modeling analysis techniques based on Partial Least Squares (PLS-SEM) using SmartPLS 3.0 with a bootstrapping technique of 5,000 resampling. The results showed that the model had a very strong explanatory power, with R² values for Actual Behavior of 0.875, Attitude Toward Using of 0.798, and Behavioral Intention of 0.581. Hypothesis testing shows that Perceived Usefulness has a significant effect on Behavioral Intention (β = 0.435; t = 7.258; p = 0.000) and Actual Behavior (β = 0.163; t = 4.650; p = 0.000). Perceived Ease of Use has a very strong effect on Attitude Toward Using (β = 0.910; t = 32.874; p = 0.000) and has a significant effect on Behavioral Intention (β = 0.521; t = 2.946; p = 0.003) and Actual Behavior (β = 0.492; t = 5.831; p = 0.000). Behavioral Intention proved to be the strongest predictor of Actual Behavior (β = 0.553; t = 11.809; p = 0.000). In addition, the mediation results showed that Behavioral Intention was able to mediate the effect of Perceived Usefulness on Actual Behavior (t = 6.249; p = 0.000). These findings indicate that perceived usefulness and usage intention are the main factors in driving the actual use of BYOND by BSI. Keywords: Mobile Banking, TAM, BYOND by BSI, User Behavior, PLS-SEM.
date: 2026-03-12
status: published
creator: Siti Aida Asa
author list: authors
THS: NAJMUDIN NAJMUDIN
THS: NURUL FADHILAH
type: EPrint
type: ThesisEPrint
is part of: repository
has document: ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
subject: HG Finance

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_01.pdf
has part: SITI AIDA ASA_5554220015_01.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_02.pdf
has part: SITI AIDA ASA_5554220015_02.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_03.pdf
has part: SITI AIDA ASA_5554220015_03.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_04.pdf
has part: SITI AIDA ASA_5554220015_04.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_05.pdf
has part: SITI AIDA ASA_5554220015_05.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_REFERENSI.pdf
has part: SITI AIDA ASA_5554220015_REFERENSI.pdf

ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung) (Text)
type: Document
has file: SITI AIDA ASA_5554220015_LAMPIRAN.pdf
has part: SITI AIDA ASA_5554220015_LAMPIRAN.pdf

UNIVERSITAS SULTAN AGENG TIRTAYASA
type: Organization

EKONOMI SYARIAH, UNIVERSITAS SULTAN AGENG TIRTAYASA
type: Organization

Siti Aida Asa
type: Person
given name: Siti
family name: Aida Asa

NAJMUDIN NAJMUDIN
type: Person
given name: NAJMUDIN
family name: NAJMUDIN

NURUL FADHILAH
type: Person
given name: NURUL
family name: FADHILAH

FAKULTAS EKONOMI DAN BISNIS
type: Organization

JURUSAN EKONOMI SYARIAH
type: Organization

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primary topic: ANALISIS PERILAKU AKTUAL PENGGUNAAN E-BANKING BYOND BY BSI DALAM PERSPEKTIF TECHNOLOGY ACCEPTANCE MODEL (Studi Pada Masyarakat Rangkasbitung)

HG Finance
type: Concept