eprintid: 51573
rev_number: 18
eprint_status: archive
userid: 21339
dir: disk0/00/05/15/73
datestamp: 2025-08-07 03:55:21
lastmod: 2025-08-07 03:55:21
status_changed: 2025-08-07 03:55:21
type: thesis
metadata_visibility: show
creators_name: AMANDA, AMANDA
creators_id: 5553210091
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_name: Anwar, Cep Jandi
contributors_name: Zahara, Vadila Mutia
contributors_id: 198003182010121004
contributors_id: 199106272019032023
corp_creators: UNIVERSITAS SULTAN AGENG TIRTAYASA
corp_creators: FAKULTAS EKONOMI DAN BISNIS
corp_creators: JURUSAN ILMU EKONOMI PEMBANGUNAN
title: ANALISIS PENGARUH INKLUSI KEUANGAN TERHADAP 
NON PERFORMING LOANS DI 25 NEGARA BERKEMBANG
ispublished: pub
subjects: HB
divisions: FEB
divisions: IEP
full_text_status: restricted
keywords: Non-Performing Loans, Financial Inclusion, FDI, Macroeconomic
Indicators, Generalized Method of Moments
Non-Performing Loans, Inklusi Keuangan, FDI, Indikator Makroekonomi, Generalized Method of Moments
note: Penelitian ini menganalisis pengaruh inklusi keuangan terhadap Non-Performing Loans (NPL) di 25 negara berkembang selama periode 2010–2023. Inklusi keuangan digunakan sebagai variabel utama, sementara Aliran Modal Asing Langsung, Kredit Domestik Sektor Swasta, Suku Bunga Bank Sentral dan Rule of Law dijadikan variabel kontrol. Metode estimasi yang digunakan adalah Generalized Method of Moments (GMM) untuk mengatasi masalah endogenitas dalam data panel dinamis. Hasil penelitian menunjukkan bahwa Aliran Modal Asing Langsung, Kredit Domestik Sektor Swasta, Suku Bunga Bank Sentral berpengaruh positif signifikan terhadap NPL, Sedangkan Inklusi Keuangan, GDP Percapita Growth dan Rule of Law berpengaruh negatif signifikan terhadap NPL. Temuan ini menegaskan pentingnya inklusi keuangan dalam menjaga stabilitas perbankan di negara berkembang.
abstract: This study analyzes the effect of Financial Inclusion on Non-Performing Loans (NPL) in 25 developing countries during the period 2010–2023. Financial Inclusion is used as the main variable, while Foreign Direct Capital Flows, Private Sector Domestic Credit, Central Bank Interest Rates and Rule of Law are used as control variables. The estimation method used is the Generalized Method of Moments (GMM) to overcome the endogeneity problem in dynamic panel data. The results show that Foreign Direct Capital Flows, Private Sector Domestic Credit, Central Bank Interest Rates have a significant positive effect on NPL, while Financial Inclusion, GDP Percapita Growth and Rule of Law has a significant negative effect on NPL. This finding confirms the importance of Financial Inclusion in maintaining banking stability in developing countries.
date: 2025
date_type: published
pages: 125
institution: UNIVERSITAS SULTAN AGENG TIRTAYASA
department: ILMU EKONOMI PEMBANGUNAN
thesis_type: sarjana
thesis_name: sarjana
citation:   AMANDA, AMANDA  (2025) ANALISIS PENGARUH INKLUSI KEUANGAN TERHADAP NON PERFORMING LOANS DI 25 NEGARA BERKEMBANG.  S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.   
document_url: https://eprints.untirta.ac.id/51573/1/Amanda_5553210091_Fulltext.pdf
document_url: https://eprints.untirta.ac.id/51573/3/Amanda_5553210091_02.pdf
document_url: https://eprints.untirta.ac.id/51573/4/Amanda_5553210091_03.pdf
document_url: https://eprints.untirta.ac.id/51573/5/Amanda_5553210091_04.pdf
document_url: https://eprints.untirta.ac.id/51573/6/Amanda_5553210091_05.pdf
document_url: https://eprints.untirta.ac.id/51573/7/Amanda_5553210091_Ref.pdf
document_url: https://eprints.untirta.ac.id/51573/8/Amanda_5553210091_Lamp.pdf
document_url: https://eprints.untirta.ac.id/51573/17/Amanda_5553210091_01.pdf