relation: https://eprints.untirta.ac.id/51001/ title: IMPLEMENTASI TRANSAKSI KLIRING DAN REAL-TIME GROSS SETTLEMENT (RTGS) PADA PT. BANK PEMBANGUNAN JAWA BARAT DAN BANTEN TBK KANTOR CABANG KHUSUS BANTEN creator: Dewi, Riska Maulani Mustika subject: H Social Sciences (General) description: Banks have undergone a transformation in the digital era in conducting their activities, which has now become a necessity to meet the evolving needs and expectations of customers. The purpose of this final project is to provide a deeper understanding of the implementation mechanisms of the two payment systems: Clearing and Real-Time Gross Settlement (RTGS), as well as to assess the quality of banking services that can enhance the optimization of financial system efficiency in the region. Observations from this research show that during the period of one year (2023–2024), the volume of Clearing transactions decreased by 4.25%, while Real-Time Gross Settlement (RTGS) transactions increased by 7.26% at PT Bank Pembangunan Jawa Barat dan Banten Tbk, Kantor Cabang Khusus Banten. date: 2025 type: Thesis type: NonPeerReviewed format: text language: en identifier: https://eprints.untirta.ac.id/51001/1/RISKA%20MAULANI%20MUSTIKA%20%20DEWI_5504220012_fulltext.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/3/RISKA%20MAULANI%20MUSTIKA%20DEWI_5504220012_02.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/4/RISKA%20MAULANI%20MUSTIKA%20DEWI_5504220012_03.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/5/RISKA%20MAULANI%20MUSTIKA%20DEWI_5504220012_04.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/6/RISKA%20MAULANI%20MUSTIKA%20DEWI_5504220012_05.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/7/RISKA%20MAULANI%20MUSTIKA%20DEWI_5504220012_ref.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/16/RISKA%20MAULANI%20MUSTIKA%20%20DEWI_5504220012_01.pdf format: text language: en identifier: https://eprints.untirta.ac.id/51001/17/RISKA%20MAULANI%20MUSTIKA%20%20DEWI_5504220012_Lamp.pdf identifier: Dewi, Riska Maulani Mustika (2025) IMPLEMENTASI TRANSAKSI KLIRING DAN REAL-TIME GROSS SETTLEMENT (RTGS) PADA PT. BANK PEMBANGUNAN JAWA BARAT DAN BANTEN TBK KANTOR CABANG KHUSUS BANTEN. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.