relation: https://eprints.untirta.ac.id/50072/
title: ANALISIS PENGARUH VARIABEL MAKRO DAN MIKRO  EKONOMI TERHADAP PEMBIAYAAN BERMASALAH  PADA BANK UMUM SYARIAH PERIODE 2018-2023
creator: Hardiansyah, Rizki Dwi
subject: AS Academies and learned societies (General)
description: This research aims to analyze the influence of macro and micro factors on  non-performing financing (NPF) in Islamic banks. This research aims to analyze the  influence of macro and micro factors on non performing financing (NPF) at Sharia  commercial banks in Indonesia during the period 2018–2023 as part of efforts to  mitigate financing risks. The approach used is quantitative with a purposive sampling  method, and data processing is carried out using Eviews software. The data used are  secondary data in the form of quarterly financial statements from 2018 to 2023. The  results of the partial test (t-test) show that the BI Rate, Inflation, and Unemployment  variables do not have a significant effect on NPF. Meanwhile, the world oil price  variable has a significant negative effect; the exchange rate, BOPO, and FDR have  significant positive effects; and CAR and ROA have significant negative effects on  NPF. Simultaneously, the results of the simultaneous analysis using the random effect  model show that macro and micro variables significantly affect NPF.
date: 2025
type: Thesis
type: NonPeerReviewed
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language: en
identifier: https://eprints.untirta.ac.id/50072/9/Rizki%20Dwi%20Hardiansyah_5554210044_CP.pdf
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identifier: https://eprints.untirta.ac.id/50072/10/Rizki%20Dwi%20Hardiansyah_5554210044_Skripsi_Fullteks.pdf
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identifier: https://eprints.untirta.ac.id/50072/6/Rizki%20Dwi%20Hardiansyah_5554210044_02.pdf
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identifier: https://eprints.untirta.ac.id/50072/5/Rizki%20Dwi%20Hardiansyah_5554210044_03.pdf
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identifier: https://eprints.untirta.ac.id/50072/4/Rizki%20Dwi%20Hardiansyah_5554210044_04.pdf
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identifier: https://eprints.untirta.ac.id/50072/3/Rizki%20Dwi%20Hardiansyah_5554210044_05.pdf
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identifier: https://eprints.untirta.ac.id/50072/1/Rizki%20Dwi%20Hardiansyah_5554210044_Reff.pdf
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identifier: https://eprints.untirta.ac.id/50072/2/Rizki%20Dwi%20Hardiansyah_5554210044_Lampiran.pdf
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language: en
identifier: https://eprints.untirta.ac.id/50072/20/Rizki%20Dwi%20Hardiansyah_5554210044_01.pdf
identifier:   Hardiansyah, Rizki Dwi  (2025) ANALISIS PENGARUH VARIABEL MAKRO DAN MIKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BANK UMUM SYARIAH PERIODE 2018-2023.  S1 thesis, Universitas Sultan Ageng Tirtayasa.