relation: https://eprints.untirta.ac.id/49325/ title: PENGARUH KECUKUPAN MODAL, PEMBIAYAAN, DAN PERTUMBUHAN EKONOMI TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2019-2024 creator: TAMAMI, TAMAMI subject: HB Economic Theory description: This study aims to determine whether there is an influence between capital adequacy (CAR), non-performing financing (NPF), MSME financing, non-MSME financing, and economic growth on the profitability of Islamic Commercial Banks for the period 2019-2024. In this study, the data used is secondary data. The data used is Quarterly data from 2019 to 2024. This study uses a quantitative approach, through Time Series regression analysis and Error Correction Model (ECM) Testing with the Eviews 12.0 computer program. The results of this study indicate partially that in the long-term relationship of MSME financing, economic growth has a positive effect on the profitability of Islamic Commercial Banks, while capital adequacy (CAR), non-performing financing (NPF), non-MSME financing does not affect the profitability of Islamic Commercial Banks. In the short term, capital adequacy (CAR), non-performing financing (NPF), MSME financing, and economic growth have a positive effect on the profitability of Islamic Commercial Banks, while non-MSME financing does not affect the profitability of Islamic Commercial Banks. Simultaneously, the variables of capital adequacy (CAR), non performing financing (NPF), MSME financing, non-MSME financing, and economic growth together have a positive effect on the profitability of Islamic Commercial Banks. date: 2025 type: Thesis type: NonPeerReviewed format: text language: id identifier: https://eprints.untirta.ac.id/49325/1/Tamami_5554210021_fulltext.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/3/Tamami_5554210021_01.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/4/Tamami_5554210021_02.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/5/Tamami_5554210021_03.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/6/Tamami_5554210021_04.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/7/Tamami_5554210021_05.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/8/Tamami_5554210021_Ref.pdf format: text language: en identifier: https://eprints.untirta.ac.id/49325/9/Tamami_5554210021_lamp.pdf identifier: TAMAMI, TAMAMI (2025) PENGARUH KECUKUPAN MODAL, PEMBIAYAAN, DAN PERTUMBUHAN EKONOMI TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2019-2024. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.