?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Desmy&rft.au=Riani%2C+Desmy&rft.aulast=Riani&rft.inst=UNIVERSITAS+SULTAN+AGENG+TIRTAYASA&rft.date=2025&rft.title=PERAN+CUSTOMIZED+VALUE+ADDED+INTELLECTUAL+CAPITAL+DAN+RISIKO+KREDIT+DALAM+MEMEDIASI+PENGARUH+ENVIRONMENTAL%2C+SOCIAL%2C+AND+GOVERNANCE+TERHADAP+EFISIENSI+(Studi+Empiris+Pada+Industri+Perbankan+ASEAN)&rft.degree=Doktoral&rft.tpages=345