eprintid: 47963
rev_number: 13
eprint_status: archive
userid: 20858
dir: disk0/00/04/79/63
datestamp: 2025-03-20 03:31:41
lastmod: 2025-03-20 03:31:41
status_changed: 2025-03-20 03:31:41
type: thesis
metadata_visibility: show
creators_name: SUARYO, SUARYO
creators_id: 7776180034
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_name: YAZID, HELMI
contributors_name: ICHWANUDIN, WAWAN
contributors_id: 197012182002121001
contributors_id: 197012182002121001
corp_creators: UNIVERSITAS SULTAN AGENG TIRTAYASA
corp_creators: PASCASARJANA
corp_creators: MAGISTER MANAJEMEN
title: PENGARUH FINANCIAL LITERASY DAN FINANCIAL
BEHAVIOR
TERHADAP PERILAKU KONSUMTIF GENERASI
MILENIAL DENGAN INCOME SEBAGAI VARIABEL
MODERATING
(Studi Pada Mahasiswa Universitas Bina Bangsa Banten)
ispublished: pub
subjects: H1
divisions: PASCA
divisions: MM
full_text_status: restricted
keywords: Financial Literacy, Financial behavior, income, Millennial Generation
Consumptive Behavior.
Financial Literasy, Financial behavior, income, Perilaku Konsumtif
Generasi Milenial
note: Penelitian ini bertujuan untuk menguji pengaruh financial literasy dan financial
behavior terhadap perilaku konsumtif generasi milenial dengan income sebagai
variabel moderating. Penelitian ini menggunakan pendekatan kuantitatif dan
deskriptif. Objek penelitian ini adalah Universitas Bina Bangsa Banten,
menggunakan sampel sebanyak 100 responden. Jawaban kuesioner diukur dengan
skala interval 1-10. Data dianalisis menggunakan bantuan softrware Smart PLS
versi 3.0. Hasil dari penelitian ini menyatakan bahwa: 1) Financial literasy
berpengaruh signifikan terhadap perilaku konsumtif generasi milenial. 2)
Financial behavior berpengaruh positif dan signifikan terhadap perilaku
konsumtif, 3) Income dapat memediasi hubungan financial literasy terhadap
perilaku konsumtif milenial namun tidak signifikan. 4) income mampu memediasi
hubungan financial behavior terhadap perilaku konsumtif milenial walaupun tidak
signifikan.
abstract: This study aims to examine the effect of financial literacy and financial behavior
on the consumptive behavior of the millennial generation with income as a
moderating variable. This study uses a quantitative and descriptive approach. The
object of this research is Bina Bangsa University Banten, using a sample of 100
respondents. Questionnaire answers were measured with an interval scale of 1-
10. The data were analyzed using the help of Smart PLS software version 3.0. The
results of this study state that: 1) Financial literacy has a significant effect on the
consumptive behavior of the millennial generation. 2) Financial behavior has a
positive and significant effect on consumptive behavior, 3) Income can mediate
the relationship of financial literacy to millennial consumptive behavior but is not
significant. 4) income is able to mediate the relationship between financial
behavior and millennial consumptive behavior, although it is not significant.
date: 2025
date_type: published
pages: 113
institution: UNIVERSITAS SULTAN AGENG TIRTAYASA
department: MAGISTER MANAJEMEN
thesis_type: masters
thesis_name: mphil
citation:   SUARYO, SUARYO  (2025) PENGARUH FINANCIAL LITERASY DAN FINANCIAL BEHAVIOR TERHADAP PERILAKU KONSUMTIF GENERASI MILENIAL DENGAN INCOME SEBAGAI VARIABEL MODERATING (Studi Pada Mahasiswa Universitas Bina Bangsa Banten).  Master thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.   
document_url: https://eprints.untirta.ac.id/47963/1/Suaryo_7776180034_Fulltext.pdf
document_url: https://eprints.untirta.ac.id/47963/2/Suaryo_7776180034_01.pdf
document_url: https://eprints.untirta.ac.id/47963/3/Suaryo_7776180034_02.pdf
document_url: https://eprints.untirta.ac.id/47963/4/Suaryo_7776180034_03.pdf
document_url: https://eprints.untirta.ac.id/47963/5/Suaryo_7776180034_04.pdf
document_url: https://eprints.untirta.ac.id/47963/6/Suaryo_7776180034_05.pdf
document_url: https://eprints.untirta.ac.id/47963/7/Suaryo_7776180034_Reff.pdf