relation: https://eprints.untirta.ac.id/47963/ title: PENGARUH FINANCIAL LITERASY DAN FINANCIAL BEHAVIOR TERHADAP PERILAKU KONSUMTIF GENERASI MILENIAL DENGAN INCOME SEBAGAI VARIABEL MODERATING (Studi Pada Mahasiswa Universitas Bina Bangsa Banten) creator: SUARYO, SUARYO subject: H Social Sciences (General) description: This study aims to examine the effect of financial literacy and financial behavior on the consumptive behavior of the millennial generation with income as a moderating variable. This study uses a quantitative and descriptive approach. The object of this research is Bina Bangsa University Banten, using a sample of 100 respondents. Questionnaire answers were measured with an interval scale of 1- 10. The data were analyzed using the help of Smart PLS software version 3.0. The results of this study state that: 1) Financial literacy has a significant effect on the consumptive behavior of the millennial generation. 2) Financial behavior has a positive and significant effect on consumptive behavior, 3) Income can mediate the relationship of financial literacy to millennial consumptive behavior but is not significant. 4) income is able to mediate the relationship between financial behavior and millennial consumptive behavior, although it is not significant. date: 2025 type: Thesis type: NonPeerReviewed format: text language: en identifier: https://eprints.untirta.ac.id/47963/1/Suaryo_7776180034_Fulltext.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/2/Suaryo_7776180034_01.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/3/Suaryo_7776180034_02.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/4/Suaryo_7776180034_03.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/5/Suaryo_7776180034_04.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/6/Suaryo_7776180034_05.pdf format: text language: en identifier: https://eprints.untirta.ac.id/47963/7/Suaryo_7776180034_Reff.pdf identifier: SUARYO, SUARYO (2025) PENGARUH FINANCIAL LITERASY DAN FINANCIAL BEHAVIOR TERHADAP PERILAKU KONSUMTIF GENERASI MILENIAL DENGAN INCOME SEBAGAI VARIABEL MODERATING (Studi Pada Mahasiswa Universitas Bina Bangsa Banten). Master thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.