eprintid: 47913
rev_number: 15
eprint_status: archive
userid: 20821
dir: disk0/00/04/79/13
datestamp: 2025-03-18 06:42:02
lastmod: 2025-03-18 06:42:02
status_changed: 2025-03-18 06:42:02
type: thesis
metadata_visibility: show
creators_name: WIDIAWATI, LIA
creators_id: 7786220004
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_name: JANDI ANWAR, CEP
contributors_name: SALIM, AGUS
contributors_id: 198003182010121004
contributors_id: 196308311988121001
corp_creators: UNIVERSITAS SULTAN AGENG TIRTAYASA
corp_creators: FAKULTAS EKONOMI DAN BISNIS
corp_creators: MAGISTER EKONOMI
title: PENGARUH KEBIJAKAN MONETER
TERHADAP EFISIENSI BANK
(Studi Kasus Pada Perbankan Konvensionanl Indonesia di BEI)
ispublished: pub
subjects: H1
divisions: PASCA
full_text_status: restricted
keywords: Efficiency, BiRate, Credit Interest Rate, Inflation, LDR, CAR and ROA.
Efisiensi, BiRate, Suku Bunga Kredit, Inflasi, LDR, CAR dan ROA.
note: Efisiensi Bank bertujuan untuk mencapai tujuan keuntungan yang maksimal
sesuai dengan ketersediaan sumber daya yang ada di perbankan. Sebelum menjalankan
upaya pengoptimalan, lembaga perbankan perlu memahami dengan jelas sejauh mana
aktivitas perbankan berjalan. Sebagai pelengkap dukungan dari regulator, instansi
perbankan juga wajib melakukan evaluasi khusus terhadap kinerja bisnisnya.
Penelitian ini bertujuan untuk mengetahui pengaruh kebijakan moneter (BI Rate)
terhadap efisiensi bank dengan variabel kontrol suku bunga kredit, inflasi, (Loan to
Deposit Ratio) LDR, (Capital Adequacy Ratio) CAR dan (Return On Asset) ROA Bank
Umum Konvensional di Indonesia yang terdapat pada Otoritas Jasa Keuangan (OJK).
Penelitian ini menggunakan pendekatan kuantitatif. Populasi penelitian
meliputi seluruh Bank Umum Konvensional Indonesia yang terdaftar di Bursa Efek
Indonesia (BEI) periode 2010-2023. Metode analisis data yang digunakan yaitu
Generalized Method of Moment (GMM).
Hasil estimasi menggunakan Panel Dinamis menunjukkan bahwa BiRate
berpengaruh negatif terhadap efisiensi, Suku Bunga Kredit berpengaruh positif
terhadap efisiensi, Inflasi berpengaruh negatif terhadap efisiensi, LDR berpengaruh
positif terhadap efisiensi, CAR berpengaruh negatif terhadap efisiensi dan ROA juga
berpengaruh negatif terhadap efisiensi.
abstract: Bank efficiency aims to achieve maximum profit goals in accordance with the
availability of existing resources in banking. Before carrying out optimization efforts,
banking institutions need to clearly understand the extent of banking activities. As a
complement to support from regulators, banking agencies are also required to carry
out special evaluations of their business performance. This research aims to determine
the effect of monetary policy (BI Rate) on bank efficiency with the control variables
credit interest rate, inflation, (Loan to Deposit Ratio) LDR, (Capital Adequacy Ratio)
CAR and (Return On Asset) ROA of Conventional Commercial Banks in Indonesia
contained in the Financial Services Authority (OJK).
This research uses a quantitative approach. The research population includes
all Indonesian Conventional Commercial Banks listed on the Indonesia Stock
Exchange (BEI) for the 2010-2023 period. The data analysis method used is the
Generalized Method of Moment (GMM).
Estimation results using the Dynamic Panel show that BiRate has a negative
effect on efficiency, Credit Interest Rates have a positive effect on efficiency, Inflation
has a negative effect on efficiency, LDR has a positive effect on efficiency, CAR has a
negative effect on efficiency and ROA also has a negative effect on efficiency
date: 2024
date_type: published
pages: 88
institution: UNIVERSITAS SULTAN AGENG TIRTAYASA
department: PASCASARJANA
thesis_type: masters
thesis_name: mphil
citation:   WIDIAWATI, LIA  (2024) PENGARUH KEBIJAKAN MONETER TERHADAP EFISIENSI BANK (Studi Kasus Pada Perbankan Konvensionanl Indonesia di BEI).  Master thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.   
document_url: https://eprints.untirta.ac.id/47913/1/LIA%20WIDIAWATI_7786220004_Fulltext.pdf
document_url: https://eprints.untirta.ac.id/47913/2/LIA%20WIDIAWATI_7786220004_01.pdf
document_url: https://eprints.untirta.ac.id/47913/3/LIA%20WIDIAWATI_7786220004_%2002.pdf
document_url: https://eprints.untirta.ac.id/47913/4/LIA%20WIDIAWATI_7786220004_%2003.pdf
document_url: https://eprints.untirta.ac.id/47913/5/LIA%20WIDIAWATI_7786220004_04.pdf
document_url: https://eprints.untirta.ac.id/47913/6/LIA%20WIDIAWATI_7786220004_%2005.pdf
document_url: https://eprints.untirta.ac.id/47913/7/LIA%20WIDIAWATI_7786220004_Reff.pdf
document_url: https://eprints.untirta.ac.id/47913/8/LIA%20WIDIAWATI_7786220004_Lamp.pdf