eprintid: 47279
rev_number: 63
eprint_status: archive
userid: 19266
dir: disk0/00/04/72/79
datestamp: 2025-03-04 02:41:26
lastmod: 2025-03-04 02:41:26
status_changed: 2025-03-04 02:41:26
type: thesis
metadata_visibility: show
creators_name: ARKAN RAMADIANSYAH, HILMI
creators_id: 5501210004
contributors_type: http://www.loc.gov/loc.terms/relators/THS
contributors_name: Fajar Muttaqin, Galih
contributors_id: 198307302009121003
corp_creators: Universitas Sultan Ageng Tirtayasa
corp_creators: Fakultas Ekonomi dan Bisnis
corp_creators: D3 Akuntansi
title: PROSEDUR PEMBERIAN KREDIT GUNA BHAKTI (KGB) 
PADA PT.BANK BJB KC TANGERANG SELATAN
ispublished: pub
subjects: H1
subjects: HF5601
divisions: D3Akuntansi
divisions: FEB
full_text_status: restricted
keywords: Credit procedure, Guna Bhakti, Bank BJB, economic empowerment.
Prosedur kredit, Guna Bhakti, Bank BJB, pemberdayaan
ekonomi.
note: Penelitian ini bertujuan untuk menganalisis prosedur kredit Guna Bhakti pada
Bank BJB dalam memberikan pelayanan kepada nasabah serta untuk
mengevaluasi kinerja proses pemberian kredit dalam memenuhi kebutuhan
finansial masyarakat. Metode yang digunakan dalam penelitian ini adalah metode
deskriptif dengan pendekatan kualitatif, yang melibatkan pengumpulan data
melalui wawancara, observasi, dan studi dokumentasi terhadap pihak terkait di
Bank BJB. Fokus penelitian ini meliputi tahapan prosedur kredit mulai dari
pengajuan, analisis kelayakan, hingga pencairan kredit, serta kendala yang
dihadapi dalam setiap tahapan. Hasil penelitian menunjukkan bahwa prosedur
kredit Guna Bhakti pada Bank BJB secara umum efektif dalam memenuhi
kebutuhan nasabah, namun terdapat beberapa tantangan dalam hal proses
verifikasi data dan pengawasan kredit. Diharapkan, dengan perbaikan pada
beberapa aspek prosedur dan peningkatan kualitas layanan, prosedur kredit Guna
Bhakti dapat semakin optimal dalam mendukung pemberdayaan ekonomi
masyarakat.
abstract: This study aims to analyze the effectiveness of the Guna Bhakti credit procedure at
Bank BJB in providing services to customers and to evaluate the performance of
the credit provision process in meeting the financial needs of the community. The
method used in thisstudy is a descriptive method with a qualitative approach, which
involves data collection through interviews, observations, and documentation
studies of related parties at Bank BJB. The focus of this study includes the stages of
the credit procedure starting from submission, feasibility analysis, to credit
disbursement, as well as the obstacles faced in each stage. The results of the study
indicate that the Guna Bhakti credit procedure at Bank BJB is generally effective
in meeting customer needs, but there are several challenges in terms of the data
verification process and credit supervision. xi tis hoped that with improvements in
several aspects of the procedure and increasing the quality of service, the Guna
Bhakti credit procedure can be increasingly optimal in supporting community
economic empowerment.
date: 2024
date_type: published
pages: 101
institution: Universitas Sultan Ageng Tirtayasa
department: D3 Akuntansi
thesis_type: diploma
thesis_name: dphil
citation:   ARKAN RAMADIANSYAH, HILMI  (2024) PROSEDUR PEMBERIAN KREDIT GUNA BHAKTI (KGB) PADA PT.BANK BJB KC TANGERANG SELATAN.  D3 thesis, Universitas Sultan Ageng Tirtayasa.   
document_url: https://eprints.untirta.ac.id/47279/1/Hilmi%20Arkan%20R._5501210004_02.pdf
document_url: https://eprints.untirta.ac.id/47279/2/Hilmi%20Arkan%20R._5501210004_03.pdf
document_url: https://eprints.untirta.ac.id/47279/3/Hilmi%20Arkan%20R._5501210004_04.pdf
document_url: https://eprints.untirta.ac.id/47279/4/Hilmi%20Arkan%20R._5501210004_05.pdf
document_url: https://eprints.untirta.ac.id/47279/5/Hilmi%20Arkan%20R._5501210004_Daftar%20Pustaka.pdf
document_url: https://eprints.untirta.ac.id/47279/19/File%20Keseluruhan%20Karya%20Ilmiah_Hilmi%20Arkan%20Ramandiansyah_5501210004..pdf
document_url: https://eprints.untirta.ac.id/47279/9/Lampiran_Hilmi%20Arkan%20R._5501210004.pdf
document_url: https://eprints.untirta.ac.id/47279/22/Hilmi%20Arkan%20Ramandiansyah_5501210004._01.pdf