%I UNIVERSITAS SULTAN AGENG TIRTAYASA
%D 2024
%X This research aims to analyze the influence of Interest Rates, Exchange Rates, Inflation, Capital Adequacy Ratio (CAR) and Non-Performing Loans (NPL) on the Loan to Deposit Ratio (LDR) at 35 Commercial Banks in Indonesia in 2017Q1 – 2022Q4. This research uses panel data consisting of time series data for the period 2017Q1 – 2022Q2 and cross-section data on 35 commercial banks in Indonesia. The analytical method used in this research uses a dynamic panel data approach with the GMM (Generalized Method of Moment) model. Based on the estimation results from the GMM (Generalized Method of Moment) model, it is proven that the variables Interest Rate, Inflation, Capital Adequacy Ratio (CAR) and Non-Performing Loans (NPL) have a positive influence, while the Exchange Rate has no influence on Loan to Deposit Ratio (LDR).
%T ANALISIS PENGARUH KEBIJAKAN MONETER TERHADAP LOAN TO DEPOSIT RATIO (LDR) PADA BANK UMUM DI INDONESIA
%O Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh dari Suku Bunga, Kurs, Inflasi, Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) terhadap Loan to Deposit Ratio (LDR) pada 35 Bank Umum di Indonesia tahun 2017Q1 – 2022Q4. Penelitian ini menggunakan data panel yang terdiri dari data time series periode 2017Q1 – 2022Q2 dan data crosssection pada 35 Bank Umum di Indonesia. Metode analisis yang digunakan dalam penelitian ini menggunakan pendekatan data panel dinamis dengan model GMM (Genertalized Method of Moment). Berdasarkan hasil estimasi dari model GMM (Genertalized Method of Moment) membuktikan bahwa variabel Suku Bunga, Inflasi, Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) memiliki pengaruh positif, sedangkan Kurs tidak memiliki pengaruh terhadap Loan to Deposit Ratio (LDR).
%K Monetary Policy, Loan to Deposit Ratio, GMM, Commercial Banks,
Indonesia
Kebijakan Moneter, Loan to Deposit Ratio, GMM, Bank Umum,
Indonesia
%L eprintuntirta41309
%A Indah Suci Laraswati