Rosmayanti, Rosmayanti (2025) Pengaruh Pembiayaan Murabahah, Dana Pihak Ketiga, dan Inflasi Terhadap Pendapatan Margin Murabahah Pada Bank Syariah Mandiri Di Indonesia Periode 2010-2020. S1 thesis, Universitas Sultan Ageng Tirtayasa.
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Abstract
Pengaruh Pembiayaan Murabahah, Dana Pihak Ketiga, dan Inflasi Terhadap Pendapatan Margin Murabahah Pada Bank Syariah Mandiri Di Indonesia Periode 2010-2020 adalah judul skripsi dari Rosmayanti (5554160039), mahasiswa Universitas Sultan Ageng Tirtayasa Fakultas Ekonomi dan Bisnis Jurusan Ekonomi Syariah (Keuangan Syariah) dibawah bimbingan Tenny Badina, S.E. Ak., M.E., C.A selaku pembimbing I dan Najmudin, LC., M.E selaku pembimbing II. Penelitian ini bertujuan untuk menganalisis pengaruh pembiayaan murabahah, dana pihak ketiga, dan inflasi terhadap pendapatan margin murabahah pada Bank Syariah Mandiri Di Indonesia Periode 2010-2020. Penelitian ini menggunakan metode kuantitatif dengan data runtun waktu (time series). Dalam penelitian ini data yang digunakan yaitu data sekunder. Data yang digunakan yaitu data bulanan 2010 sampai 2020. Pengolahan data dalam penelitian ini menggunakan software Microsoft Excel dan Eviews 12. Berdasarkan analisis data menggunakan Eviews 12, hasil uji T pada variabel pembiayaan murabahah dan dana pihak ketiga menunjukkan nilai signifikansi (0,0249 < 0,05) dengan nilai koefisien -0,084153, dan (0,0000 < 0,05) dengan nilai koefisien -0,377955 ini menunjukkan bahwa variabel pembiayaan murabahah dan variabel dana pihak ketiga berpengaruh negatif dan signifikan terhadap pendapatan margin murabahah. Pada variabel inflasi menunjukkan nilai signifikansi (0,2730 > 0,05) dengan nilai koefisien 161377 ini menunjukkan bahwa variabel inflasi tidak berpengaruh terhadap pendapatan margin murabahah. Nilai koefisien determinasi (Kd) sebesar 21,06% menunjukkan besarnya pengaruh dari pembiayaan murabahah, dana pihak ketiga, dan inflasi terhadap pendapatan margin murabahah. Sisanya sebesar 78,94% dipengaruhi oleh faktor lain yang tidak termasuk dalam penelitian ini. Hasil dari uji F menunjukkan bahwa Fhitung > Ftabel (4.229906 > 2,68) hal ini berarti bahwa secara simultan variabel pembiayaan murabahah, dana pihak ketiga, dan inflasi berpengaruh signifikan terhadap pendapatan margin murabahah. dana pihak ketiga, inflasi, pembiayaan murabahah, pendapatan margin murabahah.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | The Effect of Murabahah Financing, Third-Party Funds, and Inflation on Murabahah Margin Income in Independent Sharia Banks in Indonesia for the 2010-2020 Period is the title of the thesis from Rosmayanti (5554160039), a student of Sultan Ageng Tirtayasa University, Faculty of Economics and Business, Department of Sharia Economics (Sharia Finance) under the guidance of Tenny Badina, S.E. Ak., M.E., C.A as supervisor I and Najmudin, LC., M.E as supervisor II. This study aims to analyze the influence of murabahah financing, third-party funds, and inflation on murabahah margin income at Bank Syariah Mandiri in Indonesia for the 2010-2020 period. This study uses a quantitative method with time series data. In this study, the data used is secondary data. The data used is monthly data from 2010 to 2020. Data processing in this study uses Microsoft Excel software and Eviews 12. Based on data analysis using Eviews 12. The results of the T-test on the murabahah financing variable and third-party funds showed a significance value (0.0249 < 0.05) with a coefficient value of -0.084153, and (0.0000 < 0.05) with a coefficient value of - 0.377955 showed that the murabahah financing variable and the third-party fund variable had a negative and significant effect on the margin income of murabahah. The inflation variable showed a significance value (0.2730 > 0.05) with this 161377 coefficient value shows that the inflation variable has no effect on the margin income of murabahah. The value of the determination coefficient (Kd) of 21.06% shows the large influence of murabahah financing, third-party funds, and inflation on murabahah margin income. The remaining 78.94% was influenced by other factors not included in this study. The results of the F test show that Ftabul's Fcount > (4.229906 > 2.68) means that simultaneously the variables of murabahah financing, third-party funds, and inflation have a significant effect on the murabahah margin income. third party funds, inflation, murabahah financing, murabahah margin income | |||||||||
| Uncontrolled Keywords: | dana pihak ketiga, inflasi, pembiayaan murabahah, pendapatan margin murabahah. third party funds, inflation, murabahah financing, murabahah margin income | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah | |||||||||
| Depositing User: | Mrs Rosmayanti Rosmayanti | |||||||||
| Date Deposited: | 05 Jan 2026 07:43 | |||||||||
| Last Modified: | 05 Jan 2026 07:43 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/56925 |
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