FITRIYANI, FITRIYANI (2025) ANALISIS PRODUKTIVITAS DAN DETERMINAN PADA ASURANSI JIWA SYARIAH DI INDONESIA: TWO-STAGE MALMQUIST PRODUCTIVITY INDEX. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
This study aims to analyze the productivity level and its influencing factors in the Islamic life insurance industry in Indonesia using the Two-Stage Malmquist Productivity Index approach. In the first stage, productivity analysis was conducted using the Malmquist index-based Data Envelopment Analysis (DEA) method to measure changes in total productivity, using the Deap 2.1 application. Furthermore, in the second stage, panel data regression analysis was conducted using the Eviews 12 application to identify determinants affecting productivity, with independent variables being company size, leverage, tabarru' fund solvency ratio, inflation, interest rates, GDP growth, and exchange rates. The results showed that on average, Islamic life insurance productivity fluctuated, influenced by technological changes and managerial efficiency. The regression analysis found that inflation, interest rates, and GDP growth had a negative effect on productivity, while the exchange rate had a positive effect. Meanwhile, company size, leverage, and tabarru' fund solvency ratio did not have a significant effect. Simultaneously, all independent variables were proven to influence the productivity of Islamic life insurance in Indonesia. These findings imply that companies need to pay attention to macroeconomic factors conditions and strengthen internal factors to maintain and increase the productivity of the sharia life insurance industry in the future.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Penelitian ini bertujuan untuk menganalisis tingkat produktivitas dan faktor-faktor yang mempengaruhinya pada industri asuransi jiwa syariah di Indonesia dengan menggunakan pendekatan Two-Stage Malmquist Productivity Index. Pada tahap pertama, analisis produktivitas dilakukan dengan metode Data Envelopment Analysis (DEA) berbasis indeks Malmquist untuk mengukur perubahan produktivitas total, menggunakan aplikasi Deap 2.1. Selanjutnya, pada tahap kedua dilakukan analisis regresi data panel menggunakan aplikasi Eviews 12 untuk mengidentifikasi determinan yang mempengaruhi produktivitas, dengan variabel independen berupa ukuran perusahaan, leverage, rasio solvabilitas dana tabarru’, inflasi, suku bunga, GDP growth, dan nilai tukar rupiah. Hasil penelitian menunjukkan bahwa secara rata-rata produktivitas asuransi jiwa syariah mengalami fluktuasi yang dipengaruhi oleh perubahan teknologi dan efisiensi manajerial. Analisis regresi menemukan bahwa inflasi, suku bunga, dan GDP growth berpengaruh negatif terhadap produktivitas, sedangkan nilai tukar rupiah berpengaruh positif. Sementara itu, ukuran perusahaan, leverage, dan rasio solvabilitas dana tabarru’ tidak memberikan pengaruh signifikan. Secara simultan, seluruh variabel independen terbukti memengaruhi produktivitas asuransi jiwa syariah di Indonesia. Temuan ini memberikan implikasi bahwa perusahaan perlu memperhatikan kondisi faktor makroekonomi dan memperkuat faktor internal guna menjaga serta meningkatkan produktivitas industri asuransi jiwa syariah di masa yang akan datang. | |||||||||
| Uncontrolled Keywords: | [email protected] | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HG Finance |
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| Divisions: | 05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah | |||||||||
| Depositing User: | Mrs Fitriyani Fitriyani | |||||||||
| Date Deposited: | 05 Jan 2026 08:21 | |||||||||
| Last Modified: | 05 Jan 2026 08:21 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/56903 |
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