PENGARUH INKLUSI KEUANGAN, PEMBIAYAAN PEER TO PEER LENDING (P2P), DAN NON-PERFORMING FINANCE (NPF) TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2016-2023 KEUANGAN SYARIAH

CHALIZZAH, NUR (2025) PENGARUH INKLUSI KEUANGAN, PEMBIAYAAN PEER TO PEER LENDING (P2P), DAN NON-PERFORMING FINANCE (NPF) TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2016-2023 KEUANGAN SYARIAH. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.

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Abstract

This study aims to see the variables of Financial Inclusion, Peer to Peer Lending (P2P) Financing and Non Performing Financing (NPL) in influencing Profitability. The population in this study is all Islamic Commercial Banks registered with the Financial Services Authority for the 2016-2023 period. The data used in this study is panel data from 7 selected Islamic commercial banks, with a total sample of 56. The sampling technique uses Purposive Sampling. The analysis technique uses the panel data regression method processed using Eviews 12. 0. The results of the study partially show that Third Party Funds (TPF) and the Number of Offices have a positive and significant effect on the profitability of Islamic commercial banks. While Financing, P2P Lending Financing and Non Performing Financing (NPF) have a positive and insignificant effect on the profitability of Islamic commercial banks. The results of the study simultaneously show that the variables of third party funds, number of offices, financing, P2P lending financing and non performing financing have an effect on the profitability of Islamic commercial banks. .

Item Type:

Thesis (S1)

Contributors:

Contribution	Contributors	NIP/NIM
Thesis advisor	BADINA, TENNY	198002182003122001
Thesis advisor	FATONI, AHMAD	198603212019031005

Additional Information:

Penelitian ini bertujuan untuk melihat variabel Inklusi Keuangan, Pembiayaan Peer to Peer Lending (P2P) dan Non Performing Finance (NPF) dalam mempengaruhi Profitabilitas. Populasi dalam penelitian ini adalah seluruh Bank Umum Syariah yang terdaftar pada Otoritas Jasa Keuangan Periode 2016 2023. Data yang digunakan dalam penelitian ini adalah data panel dari 7 bank umum syariah yang terpilih, dengan total sampel yang berjumlah 56. Teknik pengambilan sampel menggunakan Purposive Sampling. Teknik analisis menggunakan metode regresi data panel yang diolah menggunakan Eviews 12. 0. Hasil penelitian secara parsial menunjukan bahwa Dana Pihak Ketiga (DPK) dan Jumlah Kantor memiliki pengaruh positif dan signifikan terhadap profitabilitas bank umum syariah. Sedangkan Pembiayaan, Pembiayaan P2P Lending dan Non Performing Financing (NPF) berpengaruh positif dan tidak signifikan terhadap profitabilitas bank umum syariah. Hasil penelitin secara simultan menunjukan bahwa variabel dana pihak ketiga, jumlah kantor, pembiayaan, pembiayaan P2P lending dan non performing financing memiliki pengaruh terhadap profitabilitas bank umum syariah.

Uncontrolled Keywords:

Accessibility Dimension, Availability Dimension, Usability Dimension, Financing, Peer to Peer Lending (P2P) Financing, Non Performing Financing (NPF) Dimensi Aksesbilitas, Dimensi Availabilitas, Dimensi Kegunaan, Pembiayaan Peer to Peer Lending (P2P) dan Non-Performing Financing (NPF).

Subjects:

H Social Sciences > H Social Sciences (General)

Divisions:

05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah
05-Fakultas Ekonomi dan Bisnis

Depositing User:

NUR CHALIZZAH

Date Deposited:

16 Oct 2025 02:10

Last Modified:

16 Oct 2025 02:10

URI:

http://eprints.untirta.ac.id/id/eprint/55327

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