Besa, Christoforus Erik Pratama (2025) ANALISIS PENGARUH KEBIJAKAN MONETER TERHADAP PERSAINGAN BANK UMUM KONVENSIONAL DI INDONESIA PERIODE 2010-2023. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Research using the PMG (Pooled Mean Group) analysis model or ARDL panel aims to analyze the long-term and short-term effects of BI Rate, Statutory Reserves, Bank Size, Return on Asset, Inflation, and Gross Domestic Product on conventional commercial bank competition in Indonesia from 2010 to 2023. The variable used to measure the level of competition of commercial banks in Indonesia is the Lerner Index. The results of the research analysis showed that in the long term, the variables of BI Rate, Statutory Reserves, Bank Size, Inflation and GDP had an effect on bank competition. However, there is no significant influence between ROA on bank competition. In the short term, the variables of BI Rate, Reserve Requirement, Bank Size, Inflation and GDP affect bank competition, but ROA has no effect on bank competition. The results of this study indicate that monetary policy instruments, both through BI Rate and Statutory Reserves have a real influence on bank competition.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Penelitian dengan menggunakan model analisis PMG (Pooled Mean Group) atau panel ARDL bertujuan untuk menganalisis pengaruh jangka panjang dan jangka pendek antara BI Rate, Giro Wajib Minimum, Ukuran Bank, Return on Asset, Inflasi, dan Produk Domestik Bruto terhadap Persaingan bank umum konvensional di Indonesia tahun 2010 sampai 2023. Variabel yang digunakan untuk mengukur tingkat persaingan bank umum di Indonesia adalah Lerner Index. Hasil analisis penelitian menunjukkan dalam jangka panjang variabel panjang variabel BI Rate, Giro Wajib Minimum, Ukuran Bank, Inflasi dan PDB berpengaruh terhadap Persaingan bank. Namun tidak terdapat pengaruh signifikan antara ROA terhadap persaingan bank. Dalam jangka pendek variabel BI Rate, Giro Wajib Minimum, Ukuran Bank, Inflasi dan PDB berpengaruh terhadap Persaingan bank, namun ROA tidak berpengaruh terhadap Persaingan bank. Hasil penelitian ini menunjukkan bahwa instrument kebijakan moneter, baik melalui BI Rate maupun Giro Wajib Minimum memiliki pengaruh yang nyata terhadap persaingan perbankan. | |||||||||
| Uncontrolled Keywords: | Lerner Index, Hierchman Herfindahl Index, BI Rate, Minimum Mandatory Current Accounts, Bank Competition, PMG Analysis, Monetary Policy Lerner Index, Hierchman Herfindahl Index, BI Rate, Giro Wajib Minimum, Persaingan Bank, PMG Analysis, Kebijakan Moneter | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > 60201-Program Sarjana Ilmu Ekonomi Pembangunan |
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| Depositing User: | Christofor Erik Pratama Besa | |||||||||
| Date Deposited: | 29 Aug 2025 03:03 | |||||||||
| Last Modified: | 29 Aug 2025 03:03 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/52777 |
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