PEMODERASI NON PERFORMING LOAN DAN SIZE PADA PENGARUH LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS (Studi Empiris pada Bank Umum Konvensional yang Terdaftar di OJK Tahun 2019-2023)

Meiliana, Dian (2025) PEMODERASI NON PERFORMING LOAN DAN SIZE PADA PENGARUH LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS (Studi Empiris pada Bank Umum Konvensional yang Terdaftar di OJK Tahun 2019-2023). S1 thesis, Universitas Sultan Ageng Tirtayasa.

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Abstract

This study aims to determine the moderating effect of non-performing loans and size on the influence of loan to deposit ratio and capital adequacy ratio on profitability. The population in this study is Conventional Commercial Banks registered with the Financial Services Authority (OJK) from 2019 to 2023. The sampling technique used is purposive sampling with a total sample of 70 Conventional Commercial Banks, resulting in 334 research data samples that have passed the outlier data test. This research is a quantitative study using secondary data obtained from the Financial Services Authority (OJK). The model used is multiple linear regression analysis and moderated regression analysis (MRA) with SPSS Version 25. The results of the study show that the loan to deposit ratio has a positive effect on profitability, the capital adequacy ratio has a positive effect on profitability, non-performing loans do not moderate the effect of the loan to deposit ratio on profitability, non-performing loans do not moderate the effect of the capital adequacy ratio on profitability, size moderates (weakens) the effect of the loan to deposit ratio on profitability, and size moderates (strengthens) the effect of the capital adequacy ratio on profitability.

Item Type:

Thesis (S1)

Contributors:

Contribution	Contributors	NIP/NIM
Thesis advisor	Hasanudin, Agus Ismaya	197710232002121001
Thesis advisor	Lestari, Tri	197905072005012002

Additional Information:

Penelitian ini bertujuan untuk mengetahui pemoderasi non performing loan dan size pada pengaruh loan to deposit ratio dan capital adequacy ratio terhadap profitabilitas. Populasi penelitian ini yaitu Bank Umum Konvensional yang terdaftar di Otoritas Jasa Keuangan (OJK) tahun 2019-2023. Teknik pengambilan sampel menggunakan purposive sampling dengan jumlah sampel sebanyak 70 Bank Umum Konvensional, dimana data sampel penelitian sebanyak 334 data sampel yang telah memenuhi uji outlier data. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data sekunder yang diperoleh dari Otoritas Jasa Keuangan (OJK). Model yang digunakan yaitu analisis regresi linear berganda dan moderated regression analysis (MRA) dengan program SPSS Versi 25. Hasil penelitian menunjukkan bahwa loan to deposit ratio berpengaruh positif terhadap profitabilitas, capital adequacy ratio berpengaruh positif terhadap profitabilitas, non performing loan tidak memoderasi pengaruh loan to deposit ratio terhadap profitabilitas, non performing loan tidak memoderasi pengaruh capital adequacy ratio terhadap profitabilitas, size memoderasi (memperlemah) pengaruh loan to deposit ratio terhadap profitabilitas, dan size memoderasi (memperkuat) pengaruh capital adequacy ratio terhadap profitabilitas.

Uncontrolled Keywords:

Profitability, Loan to Deposit Ratio, Capital Adequacy Ratio, Non Performing Loan, Size. Profitabilitas, Loan to Deposit Ratio, Capital Adequacy Ratio, Non Performing Loan, Size.

Subjects:

H Social Sciences > HF Commerce > HF5601 Accounting
H Social Sciences > HF Commerce > HF5601 Accounting

Divisions:

05-Fakultas Ekonomi dan Bisnis
05-Fakultas Ekonomi dan Bisnis > 62201-Program Sarjana Akuntansi

Depositing User:

Dian Meiliana -

Date Deposited:

04 Aug 2025 02:52

Last Modified:

04 Aug 2025 02:52

URI:

http://eprints.untirta.ac.id/id/eprint/51501

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