Dewi, Riska Maulani Mustika (2025) IMPLEMENTASI TRANSAKSI KLIRING DAN REAL-TIME GROSS SETTLEMENT (RTGS) PADA PT. BANK PEMBANGUNAN JAWA BARAT DAN BANTEN TBK KANTOR CABANG KHUSUS BANTEN. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Banks have undergone a transformation in the digital era in conducting their activities, which has now become a necessity to meet the evolving needs and expectations of customers. The purpose of this final project is to provide a deeper understanding of the implementation mechanisms of the two payment systems: Clearing and Real-Time Gross Settlement (RTGS), as well as to assess the quality of banking services that can enhance the optimization of financial system efficiency in the region. Observations from this research show that during the period of one year (2023–2024), the volume of Clearing transactions decreased by 4.25%, while Real-Time Gross Settlement (RTGS) transactions increased by 7.26% at PT Bank Pembangunan Jawa Barat dan Banten Tbk, Kantor Cabang Khusus Banten.
| Item Type: | Thesis (D3) | |||||||||
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| Additional Information: | Bank mengalami Transformasi di era digital dalam melakukan aktifitasnya, kini menjadi suatu keharusan untuk menjawab kebutuhan dan harapan nasabah yang terus berkembang. Tujuan penulisan tugas akhir ini ialah untuk memberikan pemahaman yang lebih mendalam mengenai mekanisme pelaksanaan kedua sistem pembayaran Kliring dan Real Time Gross Settlement (RTGS), dan mengetahui kualitas layanan perbankan yang dapat meningkatkan optimalisasi kelancaran sistem keuangan di daerah. Hasil pengamatan penulisan menunjukan tugas akhir bahwa perkembangan volume Kliring menurun sebesar -4,25 dan Real Time Gross Settlement (RTGS) mengalami kenaikan 7,26 dalam kurun waktu satu tahun (2023-2024) di PT Bank Pembangunan Jawa Barat dan Banten Tbk Kantor Cabang Khusus Banten. | |||||||||
| Uncontrolled Keywords: | Bank, Clearing, Real Time Gross Settlement, Bank, Kliring, Real Time Gross Settlement | |||||||||
| Subjects: | H Social Sciences > H Social Sciences (General) | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis > 61406-Program Diploma III Keuangan Perbankan 05-Fakultas Ekonomi dan Bisnis |
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| Depositing User: | Riska Maulani Md Ca | |||||||||
| Date Deposited: | 14 Jul 2025 06:01 | |||||||||
| Last Modified: | 14 Jul 2025 06:01 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/51001 |
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