Muhamad Putuh Kalam Ambiya, Tubagus (2024) PENARIKAN PAKSA OBJEK JAMINAN FIDUSIA OLEH DEBT COLLECTOR AKIBAT CIDERA JANJI DIHUBUNGKAN DENGAN PUTUSAN MAHKAMAH KONSTITUSI NOMOR 18/PUU-XVII/2019 (Studi Kasus Penarikan paksa Kendaraan Bermotor oleh Debt Collector di Legok Jalan Raya Serang). S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Debt Collector as a third party helps finance companies in resolving problematic credit. From the lack of customer knowledge of creditors as fund owners and knowledge of the law, especially regarding an agreement or contract, this weakness in knowledge is used as a field to exploit the community by financing institutions and banks that carry out fiduciary guarantee practices. Forcible withdrawal of Fiduciary Guarantee objects, occurs in the case of forced withdrawal of motor vehicles in the form of trucks by Debt Collector PT. Arthaasia Finance. The actions of the debt collector are contrary to the Constitutional Court Decision Number 18/PUU-XVII/2019 which states that fiduciary guarantees that do not have an agreement on breach of promise and the debtor objects to voluntarily hand over the object that is the fiduciary guarantee, then all legal mechanisms and procedures in the implementation of the execution of the Fiduciary Guarantee Certificate must be carried out and apply the same as the implementation of the execution of a court decision that has permanent legal force. This research is adjusted to the identification of the problem that the researcher took, namely the withdrawal of fiduciary guarantee objects after the Constitutional Court Decision Number 18/PUU-XVII/2019 and the resolution of disputes if there is a forced withdrawal that is not in accordance with the Constitutional Court Decision Number 18/PUU-XVII/2019. This is intended for the community who are debtors to know the protection against the withdrawal of fiduciary guarantees after the Constitutional Court Decision Number 18/PUU-XVII/2019. This study uses the theory of legal protection as an effort to protect carried out by the government and the authorities with a number of existing regulations. And using the Normative Juridical research method which is carried out by examining library materials. The results of this study show the withdrawal of fiduciary guarantees after the Constitutional Court Decision Number 18/PUU-XVII/2019 and the settlement of disputes over the execution of fiduciary guarantees. From the results of interviews with the informants, there are financial institutions that make mistakes in using the legal basis according to Law Number 42 of 1999 concerning Fiduciary Guarantees which do not pay attention to the Constitutional Court Decision Number 18/PUU-XVII/2019.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Debt Collector sebagai pihak ketiga membantu perusahan pembiyaan dalam menyelesaikan suatu kredit bermasalah. Dari minimnya pengetahuan nasabah terhadap kreditur sebagai pemilik dana dan pengetahuan tentang hukum terutama terhadap suatu perjanjian atau kontrak kelemahan pengetahuan ini dijadikan ladang untuk memanfaatkan masyarakat oleh pelaku lembaga pembiayaan dan bank yang menjalankan praktek jaminan fidusia. Penarikan objek Jaminan Fidusia secara paksa, terdapat dalam kasus penarikan paksa kendaraan bermotor berupa mobil Truk oleh Debt Collector PT. Arthaasia Finance. Tindak dari Debt colletor tersebut bertentangan dengan putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 dimana disebutkan jaminan fidusia yang tidak ada kesepakatan tentang cidera janji dan debitur keberatan menyerahkan secara sukarela objek yang menjadi jaminan fidusia, maka segala mekanisme dan prosedur hukum dalam pelaksanaan eksekusi Sertifikat Jaminan Fidusia harus dilakukan dan berlaku sama dengan pelaksanaan eksekusi putusan pengadilan yang telah berkekuatan hukum tetap.penelitian ini disesuaikan dengan identifikasi masalah yang peneliti ambil yaitu penarikan objek jaminan fidusia pasca putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 dan penyelesaian sengketa jika terjadi penarikan paksa yang tidak sesuai dengan Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Hal ini dimaksudkan bagi masyarakat yang menjadi debitur agar mengetahui perlindungan terhadap penarikan jaminan fidusia pasca putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Penelitian ini menggunakan teori Perlindungan hukum merupakan upaya melindungi yang dilakukan pemerintah dan penguasa dengan sejumlah peraturan yang ada. Serta Menggunakan metode penelitian Yuridis Normatif yang dilakukan dengan cara meneliti bahan kepustakaan. Hasil penelitian ini menunjukkan penarikan jaminan fidusia pasca Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 dan penyelesaian sengketa eksekusi jaminan fidusia. Dari hasil wawancara para narasumber terdapat lembaga finance yg melakukan kekeliruan menggunakan dasar hukum menurut Undang-undang Nomor 42 Tahun 1999 tentang Jaminan Fidusia yang tidak memerhatikan Putusan Mahkamah Kosntitusi Nomor 18/PUU-XVII/2019. | |||||||||
| Uncontrolled Keywords: | Fiduciary Guarantee, Debt Collector, Agreement, Debtor and Creditor Jaminan Fidusia, Debt Collector, Perjanjian, Debitur dan Kreditur | |||||||||
| Subjects: | K Law > K Law (General) | |||||||||
| Divisions: | 01-Fakultas Hukum 01-Fakultas Hukum > 74201-Program Studi Ilmu Hukum |
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| Depositing User: | Tubagus Muhamad Futuh Kalam Ambiya | |||||||||
| Date Deposited: | 05 Mar 2025 01:54 | |||||||||
| Last Modified: | 05 Mar 2025 01:54 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/47392 |
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