Permana, Daffa Abdi (2024) SHARIA COMPLIANCE, PERSEPSI KEGUNAAN, RELIGIUSITAS ISLAMI DAN PERSEPSI KEMUDAHAN DALAM MEMPENGARUHI INTENSI MENGGUNAKAN FINTECH SYARIAH (Studi Pada Mahasiswa Ekonomi Syariah FEB Universitas Sultan Ageng Tirtayasa dan Mahasiswa Ekonomi Syariah FEBI UIN Sultan Maulana Hasanudin Banten Angkatan 2020). S1 thesis, UNTIRTA.

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Abstract

This study aims to look at the variables that influence the intention to use Islamic fintech. This study uses descriptive and associative quantitative approaches. The population in this study were Islamic Economics Students of FEB Sultan Ageng Tirtayasa University and Islamic Economics Students of FEBI UIN Sultan Maulana Hasanudin Banten Class of 2020. The sampling technique in this study used Purposive Sampling. The data are primary and secondary data using a questionnaire with a sample of 82 respondents. The data collection method uses a questionnaire with a Likert scale of 5, observation, and interviews. Multiple linear regression analysis techniques, hypothesis testing, and coefficient of determination (R2) analysis were carried out using the help of SPSS version 26.0. Based on the results of data analysis, it is known that the effect of sharia compliance, perceived usefulness, Islamic religiosity, and perceived convenience on the intention to use Islamic fintech using multiple linear regression equations Y = -0.338 + 0.378 X1 + 0.399 X2 - 0.111 X3 + 0.312 X4 + e. Partial test results (t test) it is known that partially Sharia Compliance, perceived usefulness, perceived convenience have an effect on the intention to use Islamic Fintech while the Islamic religiosity variable has no effect on the intention to use Islamic Fintech. The results (f test) show that the value of F count (44.526)> F table (2.49) Simultaneously Sharia Compliance, Perception of Usefulness, Islamic Religiosity and Perception of Ease affect the Intention to Use Sharia Fintech. The results of the analysis of the coefficient of determination (R2) obtained an adjusted R square of 0.682. This means that sharia compliance, perceived usefulness, Islamic religiosity and perceived convenience influence the intention to use Islamic fintech by 60.8%, while 31.8% is influenced by other variables outside this study. Keywords: Sharia Compliance, Perceived Usefulness, Islamic Religiosity, Intention and Sharia Fintech

Item Type:	Thesis (S1)
Contributors:	Contribution Contributors NIP/NIM Thesis advisor Syihabudin, Syihabudin 198002182003122001 Thesis advisor Najmudin, Najmudin 198603212019031005
Additional Information:	Penelitian ini bertujuan untuk melihat variabel-variabel yang mempengaruhi intensi menggunakn fintech syariah. Penelitian ini menggunakan pendekatan kuantitaif deskriptif dan asosiatif. Populasi dalam penelitian ini adalah Mahasiswa Ekonomi Syariah FEB Universitas Sultan Ageng Tirtayasa dan Mahasiswa Ekonomi Syariah FEBI UIN Sultan Maulana Hasanudin Banten Angkatan 2020. Teknik pengambilan sampel dalam penelitian ini menggunakan Purposive Sampling. Data yang adalah data primer dan sekunder dengan menggunakan kuesioner dengan sampel sebanyak 82 responden. Metode pengumpulan data menggunakan kuesioner dengan sekala Likert 5, observasi, dan wawancara. Teknik analisis regresi linear berganda, uji hipotesis, dan anlisis koefisien determinasi (R2) yang dilakukan dengan menggunakan bantuan SPSS versi 26.0. Berdasarkan hasil analisis data diketahui bahwa pengaruh sharia compliance, persepsi kegunaan, religiusitas islami, dan persepsi kemudahan terhadap intensi menggunakan fintech syariah menggunakan persamaan regresi linear berganda Y = -0,338 + 0,378 X1 + 0,399 X2 – 0.111 X3 + 0,312 X4 + e. Hasil uji parsial (uji t) diketahu bahwa secara parsial Sharia Compliance, Persepsi Kegunaan, Persepsi kemudahan berpengaruh terhadap Intensi Menggunakan Fintech Syariah sedangkan variabel Religiusitas Islami tidah berpengaruh terhdap Intensi Menggunakan Fintech Syariah. Hasil (uji f) diketahui bahwa nilai F hitung (44.526) > F tabel (2.49) Secara simultan Sharia Compliance, Persepsi Kegunaan, Religiusitas Islami dan Persepsi Kemudahan berpengaruh terhadap Intensi Menggunakan Fintech Syariah. Hasil anlisis koefsien determinasi (R2) di peroleh hasil adjusted R square sebesar 0,682. Artinya, sharia compliance, persepsi kegunaan, religiusitas islami dan persepsi kemudahan memepengaruihi intensi menggunakan fintech syariah sebesar 60,8%, sedangkan 31,8% dipengaruhi oleh variabel lain diluar penelitian ini Kata Kunci: Sharia Compliance, Persepsi Kegunaan, Religiusitas Islami, Intensi dan Fintech Syariah
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah
Depositing User:	Daffa Abdi Permana
Date Deposited:	22 Aug 2024 16:44
Last Modified:	22 Aug 2024 16:44
URI:	http://eprints.untirta.ac.id/id/eprint/41175

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