RIADHRI AZIZ, IDQO (2023) PERLINDUNGAN HUKUM TERHADAP NASABAH ATAS KEHILANGAN DANA TABUNGAN DI BANK DIHUBUNGKAN DENGAN UNDANG-UNDANG NOMOR 10 TAHUN 1998 TENTANG PERBANKAN DAN PERATURAN OTORITAS JASA KEUANGAN (OJK) NO.1/PJOK.07/2013. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
In the era of modern economic life, the role of banking institutions in life is very important. So there needs to be clear and real enforcement and protection. The bank provides pick up service for its priority customers. However, in reality there were customers who lost their funds at Bank Sulselbar in Mamuju Regency, West Sulawesi, one of the victims of which was Nirmalasari Aras, who said that the money he lost amounted to Rp. 2 Billion. This research was carried out with a focus on: How legal protection for customers for loss of savings funds at the bank is related to law number 10 of 1998 concerning banking and financial services authority (OJK) regulation No.1/PJOK.07/2013 and how to account for it. the law given by the bank regarding the loss of the customer's money. The theoretical framework that the author uses is Legal Protection Theory and Legal Responsibility Theory. The research method used in writing this thesis is normative juridical and empirical juridical research methods, which will rely on secondary data and primary data. And the author also uses a problem approach consisting of a regulatory-legislative approach, a conceptual approach, and a case approach. And the author uses data analysis in the form of qualitative descriptive analysis. The results of the research from the case study conducted by the author are that customers in this case have the right to receive legal protection in accordance with applicable regulations, Law Number 10 of 1998 mandates the establishment of a Deposit Insurance Corporation (LPS) and requires every bank to guarantee public funds deposited in the bank concerned. Legal protection for customers in the banking sector is very much needed in order to provide normative customer rights that must be protected. And the bank's legal responsibility is of course to compensate all losses suffered by the victim, in this case the customer, with the administrative requirement that the customer can show proof of record.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Di era kehidupan perekonomian modern, sangatlah penting peran lembaga perbankan dalam kehidupan. maka perlu adanya pengegakkan serta perlindungan yang jelas dan nyata. Bank menyediakan layanan pick up service bagi para nasabah prioritasnya. Namun pada kenyataannya terdapat nasabah yang kehilangan dananya di Bank Sulselbar di Kabupaten Mamuju Sulawesi Barat yang salah satu korbannya yaitu Nirmalasari Aras yang menyebutkan uangnya yang hilang sebesar Rp. 2 Miliar. Penelitian ini dilaksanakan dengan mengambil fokus mengenai: Bagaimana perlindungan hukum terhadap nasabah atas kehilangan dana tabungan di bank dihubungkan dengan undang-undang nomor 10 tahun 1998 tentang perbankan dan peraturan otoritas jasa keuangan (OJK) No.1/PJOK.07/2013 dan Bagaimana pertangungjawaban hukum yang diberikan bank terhadap hilangnya uang nasabah tersebut. Kerangka teori yang penulis gunakan adalah Teori Perlindungan Hukum dan Teori Tanggung Jawab Hukum. Metode penelitian yang digunakan dalam penulisan skripsi ini adalah metode penelitian yuridis normatif dan yuridis empiris, yang akan bertumpu pada data sekunder dan data primer. Dan juga penulis menggunakan pendekatan masalah yang terdiri dari pendekatan perundang-undangan, pendekatan konseptual, dan pendekatan kasus. Dan penulis menggunakan analisa data berupa analisis deskriptif kualitatif. Hasil penelitian dari studi kasus yang dilakukan oleh penulis adalah nasabah dalam kasus ini berhak mendapatkan perlindungan hukum sesuai dengan peraturan yang berlaku, Undang-Undang Nomor 10 Tahun 1998 mengamanatkan dibentuknya Lembaga Penjamin Simpanan (LPS) dan mewajibkan setiap bank untuk menjamin dana masyarakat yang disimpan dalam bank yang bersangkutan. Perlindungan hukum bagi nasabah di dalam bidang perbankan sangat dibutuhkan dalam rangka pemenuhan terhadap hak-hak normatif nasabah yang harus dilindungi. Dan Tanggung Jawab Hukumnya bank tentusaja akan menggantikan seluruh kerugian yang dialami oleh korban dalam hal ini nasabah dengan persyaratan administrasi bahwa nasabah dapat menunjukkan bukti catatan. | |||||||||
| Uncontrolled Keywords: | Kata Kunci : Perlindungan Hukum, Perbankan, Nasabah Keywords: Legal Protection, Banking, Customers | |||||||||
| Subjects: | K Law > K Law (General) | |||||||||
| Divisions: | 01-Fakultas Hukum 01-Fakultas Hukum > 74201-Program Studi Ilmu Hukum |
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| Depositing User: | Unnamed user with email [email protected] | |||||||||
| Date Deposited: | 27 Oct 2023 10:55 | |||||||||
| Last Modified: | 02 Nov 2023 14:07 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/30583 |
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