LIANNA, LIANNA (2023) KAJIAN PROSEDUR PENGAJUAN KREDIT PENSIUN PADA PT BANK BRI KANTOR CABANG SERANG. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Pension funds managed by Bank BRI Serang Branch generally come from retired civil servants and the private sector. The pension program is a fund that has an insurance function because it will be a guarantee for participants because it reduces the decline in income in old age and death. This study aims to determine how the mechanism and requirements for applying for pension credit (Kresun) at Bank BRI Serang City Branch. This research uses field research and qualitative descriptive analysis methods. Data collection techniques using observation, and interviews. The analysis uses data reduction, data presentation, and drawing conclusions. The results of this study suggest that: 1. Analysis of the requirements and procedures for applying for pension credit at PT. Bank Rakyat Indonesia (Persero) Tbk Serang Branch starts with the applicant submitting an application letter to the Serang BRI bank and then the bank will examine the application letter and its requirements. after fulfilling the requirements, the applicant will be asked to complete the files set by the bank. 2. Pension fund payments at Bank BRI Serang have a function to meet the necessities of life and support retirement welfare.
| Item Type: | Thesis (D3) | |||||||||
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| Additional Information: | Dana Pensiun yang dikelola oleh Bank BRI Cabang Serang rata-rata berasal dari pensiunan PNS dan swasta. Program pensiun merupakan dana yang memiliki fungsi asuransi karena akan menjadi jaminan bagi peserta karena mengurangi resiko berkurangnya pendapatan dimasa tua dan atau kematian. Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme dan persyaratan terhadap pengajuan kredit pensiun pada Bank BRI Cabang Kota Serang. Penelitian ini menggunakan penelitian lapangan dan metode analisis deskriptif kualitatif. Teknik pengumpulan data menggunakan observasi, dan wawancara. Analisis nya menggunakan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini mengemukakan bahwa : 1. Analisis persyaratan dan prosedur terhadap pengajuan kredit pensiun pada PT. Bank Rakyat Indonesia (Persero) Tbk Cabang Serang adalah dimulai dari pemohon mengajukan surat permohonan kepada pihak bank BRI Serang lalu pihak bank akan memeriksa surat permohonan tersebut beserta persyaratannya. setelah memenuhi syarat, maka pemohon akan diminta melengkapi berkas yang telah ditetapkan oleh pihak bank. 2. Pembayaran dana pensiun di bank BRI Serang ini memiliki fungsi untuk memenuhi kebutuhan hidup dan menunjang kesejahteraan pensiun. | |||||||||
| Uncontrolled Keywords: | pension fund management system; pension fund; fund payment Retirement; Retirement Credit. Sistem pengelolahan dana pensiun; dana Pensiun; pembayaran dana Pensiun, Kredit Pensiun. | |||||||||
| Subjects: | H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
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| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > 61406-Program Diploma III Keuangan Perbankan |
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| Depositing User: | mrs Lianna Lianna | |||||||||
| Date Deposited: | 12 Oct 2023 09:32 | |||||||||
| Last Modified: | 12 Oct 2023 09:32 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/28341 |
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