RISCA, DINAR (2019) ANALISIS PENGARUH FAKTOR EKSTERNAL (Inflasi) DAN INTERNAL (Suku Bunga Kredit dan Retrun On Asset) BANK BPR TERHADAP NON PERFORMING LOAN DI INDONESIA. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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ANALISIS PENGARUH FAKTOR EKSTERNAL (Inflasi) DAN INTERNAL (Suku Bunga Kredit dan Retrun On Asset) BANK BPR TERHADAP NON PERFORMING LOAN DI INDONESIA.pdf Restricted to Registered users only Download (1MB) |
Abstract
This study examines the influence of external factors (inflation) and internal factors (loan interest rates and annual on assets (ROA)) on non- performing loans (NPLs) in Indonesia during the Q1 2009 period to Q3 2018. In this study, the method used in data processing is Autoregressive Distributed Lag (ARDL). The results showed that there was a short-term relationship to the long- term and partially external factors namely inflation had a significant negative effect on non-performing loans (NPL), while the internal factors listed in credit interest rates and return on assets (ROA) had a positive and significant effect on performing loan (NPL) for Q1 2009 to Q3 2018 in Indonesia. Keywords: Inflation, Credit Interest Rates, Annual On Asset (ROA), Non Performing Loans (NPL), ARDL.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Penelitian ini meneliti pengaruh faktor eksternal (inflasi) dan faktor internal (suku bunga kredit dan rertun on asset (ROA)) terhadap non performing loan (NPL) di Indonesia selama periode Q1 2009 sampai dengan Q3 2018. Dalam penelitian ini, metode yang digunakan dalam pengolahan data yaitu Autoregressive Distributed Lag (ARDL). Hasil penelitian menunjukan adanya hubungan jangka pendek menuju jangka panjang dan secara parsial faktor eksternal yaitu inflasi berpengaruh negative signifikan terhadap non performing loan (NPL), sedangkan faktor internal yang tercantum dalam suku bunga kredi dan rertun on asset (ROA) berpengaruh positif dan signifikan terhadap non performing loan (NPL) periode Q1 2009 sampai dengan Q3 2018 di Indonesia. Kata kunci : Inflasi , Suku Bunga Kredit, Rertun On Asset (ROA), Non Performing Loan (NPL), ARDL. | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > 60201-Program Sarjana Ilmu Ekonomi Pembangunan |
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| Depositing User: | Admin Eprints Untirta | |||||||||
| Date Deposited: | 13 Oct 2021 07:19 | |||||||||
| Last Modified: | 13 Oct 2021 07:19 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/2816 |
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