Azzahra, Nasyida (2023) PENYELESAIAN KREDIT MACET PADA PT. BANK PEMBANGUNAN DAERAH BANTEN KANTOR CABANG CILEGON. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.

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Abstract

Broadly speaking, the purpose of this study is to find out what factors are causing credit defaults at the Banten Regional Development Bank Cilegon Branch Office, to find out how bad credit impacts the Bank and debtors at the Banten Regional Development Bank Cilegon Branch Office, and to find out the resolution of credit defaults at Banten Regional Development Bank Cilegon Branch Office. The results of observations found that the factors that cause credit defaults are internal factors, namely factors that cause credit defaults originating from the Bank and external factors, namely factors that cause credit defaults originating from outside the Bank that affect the condition of the debtor. Then this observation also found that the impact of credit disturbances on the Bank was that the profits at the Bank decreased and the financial condition of the Bank would be disrupted. Bad loans that occur at the Banten Regional Development Bank can be resolved through non-litigation (without legal channels) such as reconditioning and rescheduling and litigation (with legal channels), namely by executing collateral auctions.

Item Type:	Thesis (D3)
Contributors:	Contribution Contributors NIP/NIM Thesis advisor Ganika, Gerry 198205172006041003 Thesis advisor Utami, Fiesty 199002162019032012
Additional Information:	Secara garis besar tujuan penelitian ini yaitu untuk mengetahui faktor apa sajakah yang menyebabkan terjadinya kredit macet pada Bank Pembangunan Daerah Banten Kantor Cabang Cilegon, mengetahui bagaimana dampak kredit macet bagi Bank dan debitur pada Bank Pembangunan Daerah Banten Kantor Cabang Cilegon, dan untuk mengetahui penyelesaian kredit macet pada Bank Pembangunan Daerah Banten Kantor Cabang Cilegon. Hasil pengamatan menemukan bahwa faktor penyebab kredit macet yaitu faktor internal yakni faktor penyebab kredit macet yang berasal dari pihak Bank dan faktor eksternal yakni faktor penyeb`ab kredit macet yang berasal dari luar Bank yang mempengaruhi keadaan debitur. Kemudian pengamatan ini juga menemukan bahwa dampak dari kredit macet pada Bank yaitu keuntungan pada Bank menurun dan kondisi keuangan Bank akan terganggu. Kredit macet yang terjadi pada Bank Pembangunan Daerah Banten dapat diselesaikan melalui cara non litigasi (tanpa jalur hukum) seperti reconditioning dan rescheduling dan litigasi (dengan jalur hukum) yaitu dengan eksekusi lelang jaminan.
Uncontrolled Keywords:	Bad Credit, Litigation, Non-litigation. Kredit Macet, Litigasi, Non litigasi
Subjects:	H Social Sciences > HG Finance H Social Sciences > HJ Public Finance
Divisions:	05-Fakultas Ekonomi dan Bisnis > 61406-Program Diploma III Keuangan Perbankan 05-Fakultas Ekonomi dan Bisnis
Depositing User:	Nasyida Azzahra
Date Deposited:	15 Aug 2023 14:45
Last Modified:	16 Aug 2023 12:14
URI:	http://eprints.untirta.ac.id/id/eprint/27983

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