UNSPECIFIED (2021) PROSEDUR PENGAJUAN PINJAMAN KREDIT GUNA BHAKTI DI BANK JAWA BARAT DAN BANTEN (BJB) KCP JATIUWUNG. D3 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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PROSEDUR PENGAJUAN PINJAMAN KREDIT GUNA BHAKTI DI BANK JAWA BARAT DAN BANTEN (BJB) KCP JATIUWUNG.pdf - Published Version Restricted to Registered users only Download (4MB) |
Abstract
Kredit adalah penyediaan uang atau tagihan yang dapat dipersamakan dengan itu, berdasarkan persetujuan atau kesepakatan pinjam meminjam antara bank dan pihak lain yang mewajibkan pihak peminjam melunasi utangnya setelah jangka waktu tertentu dengan pemberian bunga. Tujuan dari penulisan Tugas Akhir ini adalah untuk mengetahui prosedur pengajuan kredit Guna Bhakti dan persyaratan dalam mengajukan kredit Guna Bhakti di Bank BJB Kcp Jatiuwung. Metode penulisan Tugas Akhir ini ialah dengan metode pengamatan langsung dan wawancara. Hasil dari Tugas Akhir ini menunjukkan bahwa prosedur pengajuan kredit Guna Bhakti yaitu pihak bank dan intansi melakukan kerjasama dalam pemberian kredit untuk Pegawai Negeri Sipil (PNS), selanjutnya pihak intansi menginformasikan kepada pegawainya bahwa bisa melakukan pinjaman di Bank Jawa Barat dan Banten (BJB) debitur guna bhakti mendatangi bank menanyakan persyaratan pinjaman. Atau pihak bank mendatangi intansi untuk menawarkan pinjaman, kemudian pihak bank akan menghitung simulasi pinjaman. Setelah itu, pihak bank memberikan persyaratan dan formulir pengajuan yang kemudian dilanjutkan dengan BI checking. Jika disetujui, maka nasabah dapat menandatangani Perjanjian kredit dan pencairan akan masuk ke rekening debitur. Persyaratan pengajuan kredit Guna Bhakti ialah pengisian formulir kredit beserta lampirannya, yang berupa beberapa dokumen asli kepegawaian, photocopy identitas diri, dan foto pemohon kredit.
| Item Type: | Thesis (D3) | |||||||||
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| Additional Information: | Credit is the provision of money or equivalent claims, based on a loan agreement or agreement between a bank and another party that requires the borrower to repay the debt after a certain period of time with interest. The purpose of writing this Final Project is to find out the procedure and the requirements for granting Guna Bhakti credit at Bank BJB Kcp Jatiuwung. The method of writing this Final Project is by direct observation and interviews. The results of this final project show that the procedure for applying for credit for bhakti is that the bank and the agency cooperate in providing credit for civil servants (PNS), then the agency informs its employees that they can make loans at the West Java Bank and Banten (BJB) debtors. Guna bhakti goes to the bank asking for loan terms. Or the bank goes to the agency to offer a loan, then the bank will calculate the loan simulation. After that, the bank provides the requirements and the submission form which is then continued with BI checking. If approved, the customer can sign a credit agreement and the disbursement will go to the debtor's account. The requirements for applying for a Guna Bhakti credit are filling out a credit form and its attachments, in the form of several original employment documents, photocopies of identity cards, and photos of credit applicants. | |||||||||
| Uncontrolled Keywords: | Bank, Procedure, Credit, Consumptive, Civil Servant Bank, Prosedur, Kredit, Konsumtif, Pegawai Negeri | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > 61406-Program Diploma III Keuangan Perbankan |
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| Depositing User: | Perpustakaan Pusat | |||||||||
| Date Deposited: | 26 Dec 2022 10:40 | |||||||||
| Last Modified: | 26 Dec 2022 10:40 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/19036 |
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