Vascal Nugraha, Adhytia (2022) TINJAUAN YURIDIS TERHADAP KASUS PINJAMAN ONLINE (FINANCIAL TECHNOLOGY) ILEGAL PT. VEGA DATA DAN BARRACUDA FINTECH ATAS KASUS GAGALNYA PERLINDUNGAN DATA PRIBADI DEBITUR DITINJAU MENURUT UU NO 21 TAHUN 2011 TENTANG OTORITAS JASA KEUANGAN. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Kasus ini berawal saat unit Krimsus Satreskrim Polres Metro Jakarta Utara menggerebek sebuah kantor pinjaman online ilegal yang berada di kawasan Mal Pluit Village Penjaringan, Jakarta Utara pada Jumat 20 Desember 2019 lalu. Perusahaan bernama PT Vega Data dan Barracuda Fintech itu disebut ilegal karena tidak terdaftar dalam Otoritas Jasa Keuangan (OJK). Permasalahan mengenai pinjaman online ilegal ini menjadi topik utama penelitian yang peneliti lakukan hal ini dikarenakan pinjaman online ilegal sudah banyak menimbulkan korban yang membuat korban dirugikan maka dari itu peneliti ingin meninjau secara yuridis mengenai sanksi apa yang dapat diberikan agar dapat menimbulkan efek jera bagi perusahaan pinjaman online ilegal agar kasus serupa tidak terjadi dikemudian hari. Berdasarkan latar belakang tersebut Peneliti mengkaji perlindungan hukum bagi debitur atas penyebaran data pribadi yang dilakukan oleh kreditur ilegal berdasarkan Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi dan pengawasan Otoritas Jasa Keuangan terhadap pelaksanaan pemberian kredit berbasis financial technology terhadap kreditur ilegal berdasarkan UU no 21 tahun 2011. Metode penelitian yang digunakan adalah metode kualitatif dengan jenis penelitian yuridis normatif. Sumber data yang digunakan adalah data sekunder dengan data primer sebagai penunjang. Hasil penelitian ini menunjukkan bahwa perlindungan hukum bagi debitur atas penyebaran data pribadi yang dilakukan oleh kreditur ilegal berdasarkan Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi telah dilanggar ataupun tidak diterapkan oleh PT. Vega Data dan Barracuda Fintech dikarenakan korban atas nama Mahdi Ibrahim disebarluaskan data pribadinya oleh Dede Supriadi yang merupakan pegawai debt collector PT. Vega Data dan Barracuda Fintech dengan cara yang melanggar Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 melalui ancaman verbal, makian hingga ujaran kebencian
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | This case began when the Crime Unit of the Criminal Unit of the North Jakarta Metro Police raided an illegal online loan office located in the Pluit Village Mall, Penjaringan, North Jakarta on Friday, December 20, 2019. The company, called PT Vega Data and Barracuda Fintech, is said to be illegal because it is not registered with the Financial Services Authority (OJK). The problem regarding illegal online loans is the main topic of research that researchers do this because illegal online loans have caused many victims who make victims disadvantaged, therefore researchers want to juridically review what sanctions can be given so that they can have a deterrent effect on online loan companies. illegal so that a similar case does not occur in the future. Based on this background, the researcher reviewed legal protection for debtors for the distribution of personal data carried out by illegal creditors based on the Financial Services Authority Regulation Number 77 / POJK.01 / 2016 concerning Information Technology�Based Lending and Borrowing Services and the supervision of the Financial Services Authority on the implementation of financial technology against illegal creditors based on Law No. 21 of 2011. The research method used is a qualitative method with normative juridical research. The data source used is secondary data with primary data as a support. The results of this study indicate that legal protection for debtors for the distribution of personal data carried out by illegal creditors based on the Financial Services Authority Regulation Number 77 / POJK.01 / 2016 concerning Information Technology-Based Borrowing and Lending Services has been violated or not implemented by PT. Vega Data and Barracuda Fintech because the victim on behalf of Mahdi Ibrahim had his personal data disseminated by Dede Supriadi who is an employee of a debt collector of PT. Vega Data and Barracuda Fintech in a way that violates Financial Services Authority Regulation Number 77 / POJK.01 / 2016 through verbal threats, curses to hate speech. Keywords : Fintech, Financial Services Authority, Debt Collector | |||||||||
| Uncontrolled Keywords: | Kata Kunci : Fintech, Otoritas Jasa Keuangan, Debt Collector | |||||||||
| Subjects: | K Law > K Law (General) | |||||||||
| Divisions: | 01-Fakultas Hukum 01-Fakultas Hukum > 74201-Program Studi Ilmu Hukum |
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| Depositing User: | Perpustakaan Pusat | |||||||||
| Date Deposited: | 04 Aug 2022 14:13 | |||||||||
| Last Modified: | 04 Aug 2022 14:13 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/15250 |
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