NURRAHMAH, SYIFA (2022) ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PREFERENSI MASYARAKAT TERHADAP PRAKTIK PINJAMAN RIBAWI DAN UPAYA PENGENTASANNYA (Studi Kasus: Desa Jonggol Kecamatan Jonggol Kabupaten Bogor). S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.
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Abstract
Riba merupakan mengambil bunga pinjaman uang yang tidak perlu, sehingga cenderung mengarah pada eksploitasi atau pemerasan. Pinjaman riba banyak digunakan di wilayah pedesaan. Penelitian bertujuan untuk menganalisis faktor�faktor yang mempengaruhi preferensi masyarakat terhadap praktik pinjaman ribawi dan upaya pengentasannya. Penelitian dilaksanakan di Desa Jonggol pada bulan Desember 2020 hingga Januari 2021 dengan responden sebanyak 96 orang. Metode analisis yang digunakan adalah analisis deskriptif kualitatif. Hasil penelitian menunjukkan faktor-faktor yang mempengaruhi pemilihan pinjaman riba terdiri dari faktor internal dan eksternal. Faktor internal meliputi kebutuhan mendesak dan faktor eksternalnya yaitu akses yang mudah, persyaratan yang mudah, proses cepat, tidak ada jaminan, dan tidak adanya lembaga keuangan syariah di wilayah tempat tinggal responden.
| Item Type: | Thesis (S1) | |||||||||
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| Additional Information: | Usury is taking unnecessary interest on borrowing money, so it tends to lead to exploitation or extortion. This loan system is widely used by the rural communities. The study aims to analyze the factors that influence a community’s preferences for the practice of usury loans and efforts to alleviate them. The research was conducted in Jonggol Village, Bogor Regency from December 2020 to January 2021 with 96 respondents. The analytical method used is descriptive qualitative analysis. The results showed that the factors that influence the selection of usury loans consist of internal and external factors. Internal factors include urgent needs and external factors are easy access and requirements, fast processing, no guarantees, and the absence of Islamic financial institutions in the area where the respondent lives. Keywords: Community, Islamic Economic, Preference, Usurer, Usury | |||||||||
| Uncontrolled Keywords: | Kata Kunci: Ekonomi Islam, masyarakat, preferensi, rentenir, riba | |||||||||
| Subjects: | H Social Sciences > HB Economic Theory | |||||||||
| Divisions: | 05-Fakultas Ekonomi dan Bisnis 05-Fakultas Ekonomi dan Bisnis > Program Sarjana Ekonomi Syariah |
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| Depositing User: | Perpustakaan Pusat | |||||||||
| Date Deposited: | 26 Jul 2022 14:24 | |||||||||
| Last Modified: | 26 Jul 2022 14:24 | |||||||||
| URI: | http://eprints.untirta.ac.id/id/eprint/14794 |
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