MAULANA, MAULANA (2014) SISTEM PEMBAYARAN KREDIT PEMILIKAN RUMAH (KPR) PADA BANK BJB DAERAH BANTEN, TBK. CABANG SERANG. D3 thesis, Universitas Sultan Ageng Tirtayasa.

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Abstract

CREDIT PAYMENT SYSTEM HOME OWNERSHIP (KPR) PADA BANK BJB BANTEN, TBK. CABANG SERANG This research was conducted to find out about payment systems mortgage (mortgage) on Bank Bjb Banten, Tbk. Attack branch. The method used is descriptive analysis method with data collection documentation, study literature, interview (interview). This study uses primary data and secondary data. The purpose of this study to determine payment system, evaluate and minimize barriers or obstacles in the implementation of the Bank's mortgage payment systems algebra Serang Banten branch taken from interviews and observations at Bank Bjb Banten Branch Attack. Loan payment system (mortgages) through collective installments on bjb Bank Branch Attack has been going well. It is seen from the elements contained in a system. So that the resulting output is as expected that the collective payment system can facilitate the debtor in paying installments, expand relationships with various agencies Bank algebra collective debtor, and this system is to provide security in the payment of installments. There are obstacles in the Bank Jabar Branch Attacking such mutations stricken debtor, the debtor company leadership turnover and debtor in layoffs, efforts are being made to overcome the obstacles in the mortgage payment system through collective installments include: informing the debtor prior to the Bank Jabar about mutations on him , collective installment officer approached with new leadership, in the credit process, BI checking debtor and SP3K accordance with Bank Jabar existing policy should be in cross check back for six months (6 months) once. Checking the one about job confirmation of the debtor, the debtor in question is still working in the same institution at the time the credit agreement.

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