Manaba, Emiliana Gavrila (2015) PENGARUH KINERJA KEUANGAN DAN SUKU BUNGA TERHADAPTINGKAT BAGI HASIL DEPOSITO MUDHARABAH PADA BANK UMUM SYARIAH DI INDONESIA. S1 thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA.

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Abstract

This study aims to examine the influence of financial performance which is measured by some financial ratios such as CAR (Capital Adequacy Ratio), NPF (Non Performing Financing), OER (Operational Efficiency Ratio), ROA (Return on Assets), ROE (Return on Equity), and FDR (Financing to Deposit Ratio) and interest rate to return on mudharabah deposits. This research was accomplished in Islamic banks which is exist in Indonesia. Data collection is derived from quarterly financial statements of the period 2011-2014 which is available on bank’s official websites. The results indicate that CAR, ROE, and Interest Rate have negative and significant effect to return on mudharabah deposits. ROA has positive and significant effect to return on mudharabah deposits. While, NPF, OER, and FDR do not have any significant effect to return on mudharabah deposits. Kata Kunci : CAR (Capital Adequacy Ratio), NPF (Non Performing Financing), OER (Operational Efficiency Ratio), ROA (Return on Assets), ROE (Return on Equity), FDR (Financing to Deposit Ratio), Interest Rate, Profit Sharing, Mudharabah Deposits, Islamic banks.

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